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Car of the Day…Volkswagen Beetle 1300

Today’s car of the day is this stunning Volkswagen Beetle 1300.

The Volkswagen Beetle 1300 was introduced back in 1966 and created in Germany. The main purpose of the design was to fit two adults and three children.

Mr C was kind enough to take out a policy with us which enjoyed the benefits of salvage retention and a lovely discount as the vehicle is kept garaged over night, agreed limited mileage and length of ownership.

 

Motorhome Heavyweights Hit BIG for 2021

Motorhomes and the lifestyle they offer, are more popular than ever before; there has never been a better time to take a mini-break and explore the many wonderful attractions right here on your doorstep. For those of you who love to get away, with spontaneity but retaining home from home comfort, the motorhome lifestyle is unparalleled. It also enables those of you with other outdoor hobbies such as mountain biking, kayaking, or climbing to easily transport your equipment, still having the creature comforts of home at your disposal.

Renowned motorhome heavyweights, Chausson, AutoSleeper & Pilote, are all bringing new models and ranges to the market for 2021. All kitted out with jaw dropping luxurious fittings and interiors, gadgets and comforts, these new models will ensure you want for absolutely nothing.

PILOTE

Top European motorhome manufacturer, Pilote has been trailblazing its mark in the UK motorhome industry for over 30 years, blending classic staples with innovative customisable features. During this time, many models and styles have been made available and adapted to fit the needs of the UK market, proving its importance to such a major player.

 

 

Evidence

2021 sees the exciting introduction of the Evidence branding, featuring a spec especially designed to suit the demands of the British motorhome owner. Available on selected models: the P650C, the P626D, the P696D, the P740FC and the G740FC, Evidence includes an incredible specification list at an ‘all-in’ package price. Built around the Fiat 9 speed automatic gearbox with a 140bhp engine, the specification includes canopy, energy pack with a solar panel and large, 95Ah battery, reversing camera, chassis pack with cruise control and double airbags, comfort pack with cab blinds and an electric step… and much, much more!

Pacific and Pacific + Range

Pilote P720FGJ

The Pilote Pacific range sleeps up to five people making it ideal for couples and small families. Brand-new for 2021, the Pilote P720FGJ is a 7.2m two-berth motorhome, with twin beds at the rear and a face to face lounge-dinette that seats four. The bathroom features an innovative pivoting wall that reveals a shower hidden on one side with the sink and toilet on the other.

Pilote P626D

The compact 6.2m Pilote P626D, fresh for the 2021 season features innovative storage and sleeping arrangements. Shorter in length than a long-wheelbase 6.3m panel van means it’s easy to park but retains the benefits of a coachbuilt body. An electric drop-down bed is above the large lounge, which can seat up to six people.

Galaxy Range

Pilote are synonymous with customisable, high-quality motorhomes and the 2021 Galaxy range is no different. These top-level vehicles combine luxury with practicality. Every model in the 2021 Pilote Galaxy line-up hosts four belted seats, exceptional panoramic views, and a double-insulated heated double-floor, a Pilote exclusive. Modern looking black hardware, additional lighting and storage and new anti-slip fabrics under seating, all feature as new for 2021.

 

MERCEDES AUTO-SLEEPER

Auto-Sleepers’ latest Mercedes coachbuilt range provides the perfect opportunity for travelling in style. Depending on the layout you are seeking, the range is very likely to deliver the right combination. Mercedes is rightly held in high regard for its engineering prowess and the Mercedes motorhome chassis delivers the ultimate in touring luxury. Six models are available, fully enhanced to offer unrivalled home from home comfort. Features include beech sprung slats on beds, reflex foam upholstery, touchscreen displays, GRP interior walls, habitation air conditioning and many more… as standard. All include the powerful 163bhp Euro 6.2 engine, as well an optional seven-speed automatic gearbox.

 

 

1 – The Bourton delivers a spacious lounge which quickly converts at night to provide a choice between full-length single beds or a double. It also features a well-specified end kitchen. What’s more, the Bourton packs all this into a body length of just 6.5m, meaning that it’s easy to both drive and park.

Height: 2860mm / 9’5”

Width: 2660mm / 8’9”

Length: 6485mm / 21’3”

Seats: 2

 

2 – The Malvern camper van offers the decadence of a French bed and a large front lounge and fully equipped kitchen. The jewel in the crown is a luxe bedroom with side washroom, boasting a separate shower.

Height: 2860mm / 9’5”

Width: 2780mm / 9’1”

Length: 7330mm / 24’1”

Seats: 2

 

3/4 – The Burford and The Burford Duo offer the space and comfort normally associated with a tag axle Motorhome, on a lighter rear wheel drive, single axle Mercedes chassis. A spacious lounge is up front, with a fully equipped kitchen. This leads through to a stunning rear bedroom with a full width en-suite washroom,

Height: 2880mm / 9’6”

Width: 2780mm / 9’1”

Length: 79200mm / 26’0”

Seats: 2

 

5 – The Winchcombe features a large, luxurious bathroom featuring a double shower, a centrally positioned high end kitchen and roomy lounge, delivering homely, yet magnificent comfort.

Height: 2860mm / 9’5”

Width: 2780mm / 9’1”

Length: 7330mm / 24’1”

Seats: 2

 

6 – The Stanton is the most compact model built on the Mercedes rear wheel drive chassis and offers a similar layout to the Bourton. With no compromise spared on the space available inside, it features all flagship specifications, including an optional fully automatic gearbox.

Height: 2900mm / 9’6”

Width: 2660mm / 8’9”

Length: 5980mm / 19’7.5”

Seats: 2

 

CHAUSSON

40+ years of existence and the production equivalent of 50,000+ motorhomes, Chausson are renowned for their unique French style and flair, alongside award-winning levels of exceptional quality, comfort, and reliability. This remains the case for 2021, seeing the low-profile range broadened, offering four brand-new layouts to the line-up.

 

 

The 648 If you are looking for an island-bed motorhome, you’ll love the 648; it’s less than 7m long and offers a 160cm-wide bed, and a face-to-face ‘SmartLounge’.

 

The 788 is less than 7.2m in length and has a similar layout plus a transverse double-door washroom. This model is equipped with the ‘SmartLounge’ and ‘EasyBed’ as standard. The clever ‘SmartLounge’ concept provides comfort, attractiveness and practicality, seeing the two bench seats easily transformed into comfortable seats for road travel (Isofix certified). The ‘EasyBed’ system lets you raise or lower the bed to adjust the size of the garage area. Use a crank to adjust the size of the area; make it higher to transport bikes, or lower for bags and camping equipment.

 

The 644 less than 7m long, boasts a unique layout with five forward-facing seats for travel and a transverse double bed at the back that can be lifted to provide access to the garage underneath. The face-to-face lounge in the front includes five travel seats (with one facing backwards and a drop-down double bed.

 

The 777GA meanwhile, is similar to the 788 (again, less than 7.2m in length) with large twin beds (at 90cm wide) and a huge, 2159-litre garage.

 

 

All of these models are available in the three unique, Chausson ‘strengths’:
First Line, Titanium VIP and Titanium Premium.

 

The First Line range takes the Chausson classic layouts and gives them an exciting, new, fresh interior, complete with an award-winning Ford based chassis and all the essential equipment as standard, at an unbeatable price.

 

Titanium VIP includes the First Line equipment but boasts more functionalities. A 140hp engine, automatic gearbox, grey side panels and 16-inch alloy wheels and Traction+. Titanium is a legendary series from Chausson, combining great design with a full range of equipment. This exceptional series is available for the first time as a VIP version, a level of equipment which not only offers the essentials as standard but also a large number of features which will make your life easier on holiday.

 

Titanium Premium has all the First line and Titanium VIP specs but includes a 170hp engine with an improved luxury entrance door, wraparound cab blinds, more comfortable mattress with premium furniture and textiles, and an extractor fan skylight in rear bedroom.

 

 

JOYRIDERS: Fast, Furious, Fabulous Police Cars

You could be forgiven for thinking that the Batmobile (with a battenburg livery of course) had smashed through your local cinema screen and was speeding down the high street, in hot pursuit of it’s hit and run quarry. A flashy, high performance vehicle stealthily chasing with ease, all in the name of justice.

 

Police cars here and around the world have come a long way and with so many powerful vehicles on the road, they have had to adapt in order to pursue and catch their bad guys. Whilst it might seem a bit flashy, many criminals drive modified vehicles, capable of high speeds and tight handling, so it makes perfect and necessary sense for the forces to keep up, overpowering with fleets of expensive cars. Police vehicles are heavily modified inside and out, so none of them are actually all that cheap, even if their exterior at first glance looks mundane.

 

Engaging in a car chase is always a dangerous, skilled and adrenaline fuelled activity, but at least now, many police forces worldwide have vehicles in their fleets that allow them to perform better than ever. From Lamborghinis to Ferraris, law enforcement has never been so cool.

 

Here in the UK, within a short time frame, the police were forced to commission high powered sports cars to keep up with the joyriders and criminals racing away from a crime scene. UK police forces choose vehicles for specific roles, from small hatchbacks to Land Rovers with large capacity and high performance cars for quick response and pursuit. Historically, the latter were bought in from British makers, however today, a variety of European makes are used. Police cars (up to the 1970’s) were obtained from makers like Ford (UK) and Jaguar, but nowadays a wide selection of European makes are used including BMW, Mercedes, Saab, Volvo, including estate models as they have the performance characteristics of a car with a lot of cargo capacity.

 

One of the flashiest gracing our roads is the Lamborghini Murcielago and The Caparo T1 which was put into police livery by London’s Metropolitan Police as a high speed pursuit vehicle. Designed by the engineers behind the McLaren F1, it’s 3.5-litre V6 engine can hit a whopping top speed of 205mph. Hello Batman.

 

Wealthy Dubai has some of the most expensive cop cars in the whole world. Fighting speed with speed, the police forces here combat the wealthy public weilding of supercars with fleets including a Porsche Panamera, Ford Mustang GT, Chevrolet Camaro SS, and even a Bentley Continental GT. Used mostly as marketing stunts/PR and for patrolling the more wealthy tourist districts, Dubai Police has been using it’s super fleet as a marketing opportunity since 2013, when it first introduced the Lamborghini Aventur. A far cry from our humble Vauxhall Corsa doing the rounds in the UK suburban drizzle.

 

It’s not just Dubai flexing it’s flash, other countries also have powerful machines burning rubber on the highways. The United States has several beefed up muscle cars, whereas Italy has a number of classic supercars, fully equipped for the job. Every country has a four wheeled weapon in it’s alloy arsenal that can be deployed when the pedal needs to be slammed to the metal.

 

The AIB team have complied a quick-fire round up of some of the most expensive hero-mobiles worldwide:

UK – Lamborghini Murcielago £260,000

0 to 100 kmph in 3.4 seconds

Murcielago SV – SV stands for ‘Super Veloce’, meaning ‘super-fast’

 

Lamborghini Murcielago

 

 

 

 

 

 

 

USA – Dodge Charger Police Interceptor $46,000

0 to 60 mph in 5.87 seconds

America’s fastest police car

Dodge Charger Police Interceptor

 

 

 

 

 

 

Italy – Lamborghini Huracan $250,000

Top speed of 201 mph

Used for urgent transport of blood and organs (as well as chasing the bad guys)

Lamborghini Huracan

 

 

 

 

 

 

Germany – Mercedes-Benz Brabus Rocket CLS £200,000

720 hp and a top speed of over 227 mph

In 2006, the Brabus Rocket set the world land speed record for a street-legal saloon

Mercedes-Benz Brabus Rocket CLS

 

 

 

 

 

The AIB Drive-In… Winter Top 5 Car Flicks

As Winter draws in, cosy nights on the sofa beckon. We save you your Netflix search angst and remote control rage with our AIB cherry picked, Top 5 Car Flicks, all rated with our bespoke ‘doughnuts’ rating system. (In homage to the ones you may have performed in your Vauxhall Astra 20 years ago, not the type you are possibly bingeing on right now)

 

1 – Mad Max – Fury Road

A hell bent, high octane, roller coaster car crash of a film, it will tear your eyes out then run you off the road. This film revitalised practical vehicle stunts and made everything else look like a computer game. The characters express themselves with action, not words, each experiencing a fascinating bittersweet arc by the time they finally reach their destination. Tyranny, natural resources, religious propaganda, yearning to belong… it’s all there, tucked under the hood of this relentless monster truck of a movie. 

5 Doughnuts

Mad Max

 

 

 

 

 

 

 

 

 

2 – Drive

Super sexy, super cool, stylish, 80s neon, stone faced action drama, that keeps you purring until the throttle opens up and smashes your senses open. With a slick electronic soundtrack to match, this is a stand-alone film that will keep you glued to the colour right to the end.

5 Doughnuts

Drive

 

 

 

 

 

 

 

 

3 – Wreck-It-Ralph

One for the whole family to enjoy (not just the kids), this film mashes together every familiar pixel classic gaming character, forging an unlikely sugar rush friendship between Ralph and the cute Vanellopevon Schweetz aka ‘The Glitch’, as she races to be the best. But at what cost? A visually colourful, rollercoaster ride of fun.

4 Doughnuts

Wreck it Ralph

 

 

 

 

 

 

 

 

 

 

 

4 – Rush

This true story about the Hunt-Lauda rivalry between two Formula-1 drivers, directed by Ron Howard and scored by Hanz Zimmer, is a masterclass on how to film racing sequences. Every bit of this keeps you on the edge with both the rivalry on and off the track.

4.5 Doughnuts

Rush

 

 

 

 

 

 

 

 

 

 

5 – Vanishing Point

This classic oozes cool… vintage autos in the desert, road blocks and guns, nude motorcycle riding, cop car chases, a small town ‘Super Soul’ radio DJ and a white 1970 Dodge Challenger R/T 440 Magnum. What’s not to love, 35mm film never looked so hot!

4 Doughnuts

Vanishing Point

 

 

 

 

 

 

 

 

 

Car of the Week… Ferrari 360 Modena

This weeks car of the week is the incredible Ferrari 360 Modena built in 2000.

Ferrari 360 Modena

The Ferrari Modena is a two seater coupe powered by a 3.6L V8 mid-engine that puts out 400 hp at 8,500 rpm. It can reach a top speed of 183mph and we think it’s simply gorgeous!

The insurance that Mr O arranged with Murray in our office included agreed value and salvage retention.  Murray was able to offer fantastic discounts as the client was happy to limit the mileage and keep the vehicle in secure parking. In addition, the fact that the client had owned the vehicle for some time made Murray’s job easier to find cracking cover at a sensible price.

Ferrari 360 Modena

Ferrari 360 Modena

 

 

 

 

 

 

 

 

 

Thanks for sharing Mr O!!

If you have a classic Ferrari and need insurance please call Murray and the team on 02380 268351

Car of the Week! Nissan GT-R

Today’s car of the week is this beautiful example of a 1991Nissan GT-R we recently insured.  
This hand built vehicle was manufactured in Japan and imported as a grey import and at the time, was one of the fastest accelerating production four-seaters.
Mr D was kind enough to take a policy with us which enjoyed the benefits of both agreed value and salvage retention.  Optional classic car breakdown was available at £32.55
Thanks for sharing Mr D.  If you would like to share your car insured with us please call the office on 02380 268351 – we love checking out great cars!

Car of the Week! Mclaren 570 Spider

Today’s car of the week is this stunning McLaren 570 Spider that Murray in our office arranged cover for recently.

McLaren 570s Spider

The 570S is the only car in its segment that comes with an entirely carbon fiber chassis, which weighs only 165lbs and the 570s was the first McLaren to come with a vanity mirror.

Murray arranged a policy that included UK breakdown including Home Assist, Legal Expenses, Enhanced Courtesy Car cover and Class one business use.

Thank you Mr P for allowing us to share the photographs of your beautiful car!

Mclaren 570s Spider

McLaren 570 Spider

 

 

 

 

 

 

 

 

 

 

 

If you own a McLaren or a similar performance vehicle and need quality motor insurance please call Murray and the team on 02380 26831.

DRIVING OUT OF LOCKDOWN

DRIVING OUT OF LOCKDOWN

After a very strange, uncertain few months in a quieter world in lockdown, we are now seeing a slow return to normality. One thing that has remained certain however, is the need to keep your vehicle taxed, insured and properly maintained.

 

 

 

If you have been driving less and it looks like your vehicle use is still going to be much reduced, we have come up with a few tips and guidance points to help you navigate your way through a post-lockdown gear shift.

 

WHAT CHANGES SHOULD I FLAG UP WITH MY INSURANCE?

 

THE DAILY COMMUTE

Yes, you may be enduring or indeed loving, working from home at the moment. Trying to juggle home schooling or conducting business meetings over video calls (wearing business attire from the waist up of course) might mean your weekly commute has shrunk. Whilst saying a temporary goodbye to traffic jams and the daily grind is welcome, if your insurance covers SDPC (social, domestic, pleasure and commuting) you may want to call us if your vehicle use is going to change.

 

VEHICLE PARKING

Let us know if you are going to be keeping your vehicle somewhere different to that specified on your policy.

 

ANNUAL MILEAGE

Again, let us know if your anticipated mileage for the year is going to be much lower.

 

TO SORN OR NOT TO SORN, THAT… IS THE QUESTION…

If the pandemic means you’re not going to drive your car at all, you might want to consider taking it off the road altogether. A SORN is a Statutory Off Road Notification. Once a car has been declared as SORN, it must not be driven or even parked on a public road. You will need to keep your car on your driveway, in a garage or on private land. Otherwise, if you intend to drive your car at any time, even if it’s just to the local shop to get those all essential home working items (basically, tea/coffee/biscuits and lots of it), then usual rules apply: pay your vehicles tax, either through the Government portal – you will need the reference number from your vehicle tax reminder form (V11), or the vehicle code from your V5C or green ‘new keeper’ slip.Or pay at your local Post office.

 

BREAKDOWNS

AIB offer 3 levels of breakdown cover, To speak to one of our team you can call us on 02380 268351 for a competitive, tailored quote.

 

Both the AA and RAC have made it clear they are fully operational. By strictly following government and public health advice they have adapted their ways of working, including social distancing and the use of PPE. In the event of your vehicle needing to be towed, you can now travel safely within their vehicles again, however they are encouraging drivers to always carry a face covering. If you are self isolating/shielding or come into contact with the virus, bottom line, let the company know when you call them and they will do their upmost to get you back on the road as quickly as possible, armed with the correct knowledge of your situation.

 

DRIVING EXPERIENCE, POST LOCKDOWN

If you haven’t driven for a while during lockdown, you may want to familiarise yourself with driving again on quieter roads that you know well before attempting a longer trip. Be aware of other road users, particularly the increase in cyclists and walkers. Expect possible road modifications in cities to accommodate more cyclists or widening of pavements to accommodate social distancing and bus/cycle corridors.

 

Reassure yourself that your car is in good working order after being used less. MOTs due from 30th March 2020 have been given a 6 month extension but are still expected to be kept in a roadworthy condition. Giving your vehicle some TLC and carrying out some routine checks will ensure you feel confident about it’s safety. Here are some quick tips on what to check.

 

STAY HYDRATED

Ensure your car operates to the best of its ability by checking on it’s essential fluids: brake fluid, coolant, oil and windscreen wash.

 

RUBBER SOUL

Keep on top of the tread and condition of your tyres. There should be no cuts, or cracking visible and they should have at least 2mm of tread as the legal limit is 1.6mm. If you haven’t driven for a while, check your tyre pressures as it’s likely they will have gone down somewhat over time. Under inflated tyres can increase fuel consumption and affect braking performance.

 

BATTERY POWER

To ensure your battery doesn’t go flat through lack of use, get into the habit of periodically starting the engine and leaving it running for a little while. Another option to consider is investing in a trickle charger to keep your battery topped up. A trickle charger is a car battery charger designed to be left on a car for a long period of time to re-charge the battery. You would need proximity to a mains supply to use one so consider this before purchasing from a range of options online. Keep some jumpstart cables in your car in case of a flat battery whilst out and about.

 

LIGHT THE WAY

Part of any vehicle’s basic checks include the lights. Check your high beams, dipped and indicators and buy bulbs to replace them if any are out. If possible, ask someone to help you, including checking the brake lights are active, or park in front of a reflective surface such as a window, to see for yourself.

 

PUT THE BRAKES ON

Try your brakes gently before setting off to ensure they’re working properly. Whilst driving, listen for any crunching or grinding noises which may indicate corrosion.

 

DRIVING SOMEONE ELSE’S VEHICLE

You may have elderly parents, relatives or friends, or acquaintances that are vulnerable or high risk and are self isolating, or cautious about making their first foray back to the shops.

 

They ask you to do their shopping. You scan their shopping lists and then have to make that all important decision on Waitrose or Aldi… can you get away with a quick trip to the local corner shop… how far are you prepared to drive to find that rare type of spice they simply must have for their Friday stay-at-home curry recipe… however far you intend to go, if you’re not listed as a named driver on someone else’s policy, you can only drive their vehicle if you have their permission. You’ll also need a comprehensive insurance policy which includes ‘driving other cars’ (DOC), giving you the minimum legal standard of insurance (third party cover) in emergency situations only.

 

You could face strict penalties if you’re caught using another person’s vehicle without insurance or the owner’s permission so don’t risk it!

 

FILLING UP

Additional safeguarding whilst filling up has been recommended by Public Health England. Despite clarifying that motorists are at no greater risk of getting coronavirus from a pump than handling any other hard object, it’s wise to wear gloves and wash your hands after using the pumps to lessen any potential risks.

 

Individual fuel retailers are free to enforce their own rules on their forecourts, including use of face coverings so just be aware when you pop into the shop for that much needed travel snack and drink.

 

You can also pay by contactless at many pumps around the country, meaning you don’t have to go into the store itself and the limit on card use has been upped to £45.

911 Targa 4S Heritage Design by Porsche Exclusive Manufaktur.

In a world of headlines reserved for the powerhouse GT2, GT3, RS, Turbo and Turbo S models,how do you make that bread and butter 911 Carrera special, you call Porsche Exclusive Manufaktur. The all-new 2020 Porsche 911 (Generation 992) Targa 4S Heritage Design is the first of 4 classic-inspired special editions and announces the expansion of Porsche’s ‘bespoke tailoring’ Exclusive Manufaktur division.

 

The expansion of Porsche Exclusive Manufaktur follows on from the global success of the limited-edition 911 (Generation 991) Speedster Heritage Design, which since its launch have been trading at upwards of £300k (£200k list price). The Speedster’s Heritage Design concept provided a perfect testbed for how the design features would work on Porsche fans and customers. Porsche are planning 4 special editions from Exclusive Manufaktur over the course of the 992-generation 911’s lifetime. These will appear on different 911 variants and celebrating different designs from the 911’s history, blending modern 911 technology with design elements of the past.

 

The 992 Targa was the perfect model with its retro Targa styling to be the first Heritage Design production model. It is launched with details from the 50s and 60s, with an exclusive Cherry Red paintwork, inspired by the early shades of the Classic 50’s Porsche 356. The Porsche logo is in its old font and brake callipers in black, as back in the 50sthere weren’t any red or yellow brake callipers. A major design feature is the historical white livery and lollipop number stickers on the doors, where customers can specify any numbers. The Heritage Design continues into the interior with red leather and corduroy seats, as used in the 356, along with interior and exterior parts in gold trim as they once were. A unique badge on the rear lid has been reintroduced, which were given back in the day to 356 owners who had reached 100,000km in their cars.

 

The 911 Targa 4S Heritage Design is limited to 992 global units, which is the eighth-generation 911’s internal designation. UK prices start from £136,643, with UK deliveries expected to start in the autumn. It is £26,918 more than a standard Targa 4S, with customer likely to add a sizeable number of additional cost options extras to their final specifications. It shares the same mechanical unchanged specification from the Targa 4S’s chassis and powertrain, paired with either the eight-speed PDK or seven-speed manual transmission. Deploying it’s 444bhp 3-litre twin-turbocharged flat-six engine and all-wheel-drive system to 189mph and a 0-62mph in 3.6 seconds.

 

The Porsche Exclusive Manufaktur team expect the future rollout of these bespoke models to be up to two years before the next car. Porsche Exclusive stands for passion and craftsmanship, so keeping these models exclusive is key to that strategy. The future range expected to look back at the 60s, 70s and 80s based on other 911 variants. These special editions appeal to customers who are fascinated by Porsche’s rich heritage, its classic design features and want these in modern cars. This might also inspire people who have not considered a Porsche 911 with this heritage style that brings back something cool from the past.

AIB Talk Motorhomes

We interviewed Kirby from AIB Insurance, a motorhome, campervan and RV specialist to talk about the latest happenings in the world of insurance:

Are you seeing anything interesting with Motorhome and Camper claims?

The last 24 months have been challenging times for insurers with motorhome, RV’s and camper thefts on the increase. Take North Wales for example – police recently revealed that 30 vehicles worth over a million pounds had been stolen over the past 16 months. They believe thieves in that area were mainly targeting Fiat Ducato and Peugeot Boxer motorhomes using technology widely available on the Internet to override the manufacturer’s security measures that included the electronic immobiliser.

On a national basis though, Ford continues to be the vehicle of choice for most thieves.  Our insurance partner Ageas Insurance tells me Ford manufactured motorhomes make up less than 6% of their motorhome book but the theft rate is ridiculously high. There is no pattern as to where the motorhomes are kept, how long they have been owned or the level of security measures as they’ve seen a variety of scenarios. They have had over £350,000 worth of Fords stolen last year alone which is why they took the decision to work out what model ranges/years of manufacture were affected and decline them.

According to the Association of British Insurers (ABI), motor theft claims have increased by 20% in 2019 and motor theft claims paid by insurers in the first quarter of this year were at their highest for any quarter since 2012 with a payment made relating to vehicle crime every eight minutes. The ABI claims that the increase is in part being driven by keyless car crime whereby hi-tech criminals are able to bypass keyless technology in as little as 20 seconds. This would certainly seem to be the case with a large number of motorhome thefts as an increasing number are being stolen when they are parked on driveways.

Has this seen the cost of insurance increase?

Historically, motorhomes have been rated on three main factors: year, engine size and value (ignoring left hand drives, imports and modified vehicles etc.).  Over the last 12 months, three major motorhome insurers, Aviva, Ageas and Markerstudy have taken the unusual steps to load the premium further or even decline specific years of manufacturer, especially Ford.

Generally, motorhome and campervan insurance rates have remained stagnant apart from specific manufacturers. DIY conversions tend to cost more to insure than a coach built one.

So how can owners prevent a vehicle being stolen?

If your motorhome is stolen, having the right insurance policy in place will mean that you can at least have the peace of mind of knowing that you’ll be compensated financially for your loss. However, an insurance payout can never compensate you for the inconvenience and disruption that vehicle theft causes.

The good news is that most theft is opportunistic and thieves generally don’t like to work too hard. So, if they see a motorhome fitted with wheel locks, steering or handbrake locks or wheel clamps, it may be enough to put them off.  Of course, you can go further by installing an alarm, immobiliser, a tracking device or even installing PIR lights trained on your parking space that illuminate when they sense movement.

What should people look out for when insuring a motorhome, RV or campervan?

It is vital, that you take out appropriate motorhome insurance and select a policy that will cover all your needs.

Motorhome insurance is not like car insurance, it requires specialist knowledge and as such, you should speak to a specialist motorhome insurance provider. Most specialists will provide additional European cover, additional contents cover and cover for gas cylinders, generators and awnings.

We would encourage you to purchase legal expenses as, if you find yourself in a dispute, legal fees can be expensive. Likewise, breakdown cover can be challenging as non-specialist providers may place a height, length or weight restriction on the vehicle they cover.

Another thing to mention when buying cover, is the level of windscreen glass cover that the specific policy your purchasing provides. Many insurers restrict the windscreen cover to £500-£1000 but an owner of an A-Class could be left short and should seek insurers that provide unlimited glass cover.

The motorhome market continues to grow especially relating to the sale of higher value models that cost over £100,000 and that represents a different risk for insurers if they go missing.

What is happening in the classic car world – are vehicles still going up in value?

The classic vehicle market is renowned for its stability and consistency and the VW campervan is a prime example of that. Over the past 10 years, classic vehicle values have been consistently going up, outperforming just about everything I can think of apart from vintage wine. I’d argue that classic vehicles are a better investment here too as it’s possible to use them without instantly destroying their value!

That said, at the top end of the market such as Ferrari, Lamborghini and the like, it looks as though we’re finally seeing the pace slowing and interest levels cooling.

One element of this could be uncertainty. When it comes to high value classics, it’s a global market. Investors may simply be less prepared to spend big at a time of trade wars and uncertain future trading arrangements.

The classic vehicle market is forever evolving as new cars become classics as each year passes.

What’s your favourite classic within the motorhome and campervan arena?

I love the 1967 BMC Princess – it looks bonkers. Whilst it looks like a DIY conversion, it was actually coach-built on a Vanden Plas Princess chassis but was unusually modern for it’s time enjoying power steering and an automatic transmission.  Another favourite would be the VW T25 hightop campervan. Again, it looks so cool and I can imagine myself sitting in it with a hot cup of tea on a cold day looking out over the ocean.