Here in the UK, we are sometimes faced with some stormy weather with high winds and flooding being a feature. Apparently, according to the Association of British Insurers (ABI), property insurance companies pay out on average £8.1 million pounds every day to meet claims for damage to homes and replace contents.
Below are some of the things that property owners could do to possibly reduce the level of damage that storms can cause to properties and their contents: –
• It would be a good idea to monitor the weather forecast so that, hopefully, you are not caught out by the arrival of a storm.
• If it is being forecast that strong winds are on their way then you should check that no items are left loosely in your garden or elsewhere outside that could be blown around thus potentially causing damage to those items, your property, pets and people. Wherever possible, either make sure that the loose items are securely tied down or bring them inside say into your garage and/or garden shed.
• Make sure that there do not appear to be any loose roof tiles.
• Loose branches can be blown away in a storm causing damage so you could get a tree surgeon to remove them.
• Make sure that fencing and the posts surrounding your garden are secure.
• If you are in an area that is susceptible to flooding then you may wish to have floodgates fitted or buy some sandbags to protect your home against the ingress of water. You may also wish to move items of furniture upstairs to protect them against water damage.
• In the event of you having to temporarily move upstairs due to flooding, you may wish to ensure that there is a supply of bottled water and food upstairs that can be consumed until you are rescued. You may also wish to have things like medicines, blankets and a torch to hand.
• You may wish to drive your car onto higher ground to avoid it being damaged by floodwater if it is safe to take this course of action. If there is no threat of flooding but there are strong winds forecast you may wish to put the car in the garage if this is an option available to you.
• Have available contact details for the likes of the gas and electric suppliers, water authority, local authority and buildings and contents insurance company.
• Check that your drains and guttering are not blocked.
• Make sure that your water tanks and pipes are insulated to provide protection in freezing weather.
We trust that you find the above of benefit.
Should you wish to receive a competitive quotation for buildings and/or contents cover then why not get in touch with us here at AIB Insurance on 02380 268 351 and a knowledgeable member of our team will be pleased to assist without any obligation on your part.