Author Archives: AIB

Becca Milles Joins AIB

We are extremely happy to welcome Becca Milles to our company. We have a busy and successful team of professionals at Airsports Insurance Bureau (AIB) and Becca joins as our Administration Manager.

Prior to joining us Becca had her own photography business with her own studio having graduated with a First Class Honours Degree from the Arts University at Bournemouth.

AIB representative Leah Burt confirmed “this is fantastic news for our company and our newest employee Becca is fitting in very well. She is a fast learner and adaptable and even been on a few staff social nights out. She will be a valuable asset within the team and enhance our clients’ experience when doing business with us”.

Becca lives locally in Chandlers Ford and her claim to fame is she once had dinner with both Danny DeVito and Elton John dressed in a chicken outfit. A childhood fact is when she was very young she once got a Tic-Tak stuck up her nose which despite every attempt, couldn’t get recovered until the Fire Service arrived!

AIB are fabulous at motor and home insurance so if you need a quotation, please call our team on 02380 268351 or please feel free to complete an enquiry form just now here: www.aib.co.uk

Good luck Becca and welcome on board!

An MP Is More Likely To Have A Driving Conviction

The price comparison website GoComapre.com has carried out some analysis of car insurance quotes over a 12 month period that reveals a Member Of Parliament is most likely to have a driving conviction than any other occupation. This may come as a surprise to many of you.

As you are probably aware, what you do for a living is one of the factors that affect how much a car insurance provider charges you for your cover. The greater the risk that you are perceived to be in danger of being involved in a road traffic accident the more you are likely to pay for your motor insurance.

 

Total Convictions

Their research revealed that 24.4% of quotes they looked at for Members of Parliament involved that person having one or more driving convictions. In second place were Sales Directors at 20.8%. In third place were Managing Directors at 19.7%. In fourth place were Bailiffs at 19.4%. In fifth place were Radio Presenters at 19.2%. In sixth place were Riggers at 19.1%. In seventh place were Money Brokers at 18.8%. In eighth place were Operations Directors at 18.7%. In ninth place were Company Chairmen at 18.2%. In tenth place were Surgeons at 17.6%.

 

Convictions for Speeding

If you look at the occupations that have the most speeding convictions it is interesting that 22.1% of car insurance quotes for Members of Parliament revealed such a conviction. In second place were Radio Presenters at 19.2%. In third place were Sales Directors at 18.9%. In fourth place were Managing Directors at 17.7%. In fifth place were Operations Directors at 17.4%. In sixth place were Bailiffs at 16.7%. In joint seventh place were Money Brokers and Company Chairmen at 16.6%. In ninth place were Surgeons at 16.5%. In tenth place were Chartered Surveyors at 16.3%.

 

At-Fault Claims   

The occupation with the most at-fault claims when looking at the above car insurance quotes was a Paediatrician at 17.0%. In second place was a Psychiatrist at 14.0%. In third place was an Usher at 13.1%. In fourth place was a General Practitioner at 12.4%. In joint fifth place were a Surgeon and Hospital Consultant at 12.2%. In seventh place was a Museum Consultant at 11.6%. In eighth place was a Radiologist at 11.5%. In joint ninth place were a Transcriber and Vicar at 11.3%.

All the above factors can impact upon how much a motor insurance provider charges you for the cover you require. It is important that when looking to obtain cover that you use the likes of an insurance broker that has an extensive panel of insurers at their disposal. In this respect, why not get in touch with us here at AIB Insurance on 02380 268 351 and speak with an experienced member of our team. He or she will discuss your requirements in detail so that a competitive quotation can be provided for your perusal and consideration. We look forward to being of assistance.

 

Kangaroo Attacks Paraglider In Australia

KangarooThose of you who are keen paragliders no doubt love the thrill and excitement of taking to the air and pitting yourself against the elements in the sky. Once airborne, you are faced with many challenges but this is just one of the many attractions of the sport.

Having spent some time travelling many miles paragliding, you are then faced with the danger of having to make a safe landing. Most paragliders land without a problem but some suffer broken limbs if they mis-judge their landing perhaps due to a sudden gust of wind putting them of course and leaving them stranded in the branches of a large oak tree.

It is no doubt a great sense of relief having put two feet safely on the earth without suffering any mishap. Surely nothing untoward can then happen?

Well, this was not the case for a 35-year-old paraglider over in Australia. Apparently, the man in question had enjoyed a wonderful couple of hours paragliding. He descended and both feet safely touched the ground at the Orroral Valley Space Tracking Station near Canberra. However, even before he had had the opportunity to gather his parachute and get out of his gear he saw a kangaroo skipping hastily towards him. Having then warmly greeted the approaching kangaroo the marsupial then proceeded to attack him not once but twice by punching him.

Fortunately, he did not suffer any serious injury and hopefully the unexpected experience will not have put him off paragliding in the future although he will no doubt be on the look out for any kangaroos in the vicinity of where he next plans to land.

Fortunately, coming face to face with a kangaroo is not something that paragliders taking to the air here in the UK are likely to encounter when landing although no doubt some people have probably come down in a field of cattle and felt a little uneasy.

Upgrade To These Top 10 Cars In 2019

If you are thinking about changing your car this year then you will be pleased to read that you have a great deal of choice as vehicle manufacturers are frequently introducing new models. Whether you are looking for an electric family saloon, a high performance two-seater sports car or a luxury vehicle you should not have any difficulty in finding one that suits you. Below we highlight what may be 10 of the top cars that you may wish to consider upgrading to in 2019.

 

Aston Martin Rapide S

This is a four door sports car that meets the exacting standards that you would expect from Aston Martin Rapide SAston Martin that has been manufacturing luxury vehicles for many years here in the UK. Both the exterior and interior are beautifully styled with top of the range materials being used.

It has an eight speed automatic gear box. The V12 5,935 cc engine produces 560 bhp and the car is capable of getting from 0 to 62 mph in a mere 4.4 seconds as it heads for a top speed of 203 mph. Of course, it comes with the unmistakable roar of an Aston Martin.

Prices from £152,749.

If you are thinking about buying an Aston Martin Rapide S or perhaps another model from the range available such as the Aston Martin DBS Superleggera insurance can be arranged through us here at AIB Insurance.

 

Audi A8

The Audi A8 is the German manufacturer’s top of the range family salon car for the discerning executive. As one would expect from this quality car builder it has been beautifully designed and comes with many features including comfortable Valcona leather seats, LED headlights and a fantastic audio and communication system The adaptive air suspension system makes for a particularly comfortable ride.

This is a nippy vehicle with its 335 bhp 3 litre V6 petrol engine propelling you from 0 to 62mph in a mere 5.6 seconds. There is also a diesel option.

Prices start from £69.995

 

Bentley Mulsanne

This is the flagship model of the luxury UK car manufacturer Bentley Motors. This handmade Bentleyvehicle has a choice of three combinations – Mulsanne, Mulsanne Speed that provides a more dynamic drive and the Mulsanne Extended Wheelbase that provides greater legroom.

The V8 6.75 litre twin turbo engine provides an incredible amount of power and the vehicle has wonderful road holding. 0 to 60 mph can be reached in 5.1 seconds and it has a top speed of 184 mph.

The interior personifies luxury in every way with comfortable leather seating and the infotainment system is top quality. You can even have the wood veneer created from a tree in your own garden.

Prices start from £229,360.

If you are considering purchasing a Bentley Mulsanne or buy Bentley Continental GT insurance can be arranged through ourselves.

 

BMW 7 Series

The BMW 7 Series is a luxury family saloon car that is manufactured to exacting standards using the finest materials. It is also available as a long wheel based version providing extra room. There is also a hybrid version.

The interior provides a warm and inviting feel with delightful leather seating that is so comfortable to relax in.

The BMW 730d xDrive has a 6 cylinder twin turbo engine that produces 265bhp and powers the vehicle form 0 to 62 mph in just 6.1 seconds.

Prices from £69,445.

You can arrange insurance cover for the BMW 7 Series or get a competitive BMW M850i xDrive insurance price through us.

 

Jaguar I-Pace S

This is a stunning looking all electric SUV and, as all Jaguar cars are, is fitted out to a luxury Jaguarstandard. It comes with semi-powered sports front seats, LED headlights and a fantastic connectivity and sound system. There are a number of other models in the range.

You may be surprised to read that this electric vehicle is capable of powering you from 0 to 60 mph in just 4.5 seconds.

Prices start at £64,495

 

Maserati GranTurismo Sport

This Italian luxury sports coupe is beautifully crafted with elegant, sleek bodywork that can also be purchased as a soft top enabling you to enjoy the thrill of open-air motoring. Its interior is equally impressive with comfortable sports seats making long journeys a pleasure. Needless to say, the level of equipment is first class.

The exhilarating, powerful 460 bhp V8 4.7 litre engine will take you from 0 to 62mph in just 4.8 seconds producing the roar that discerning motorists have come to expect.

Prices start from £92,230

 

McLaren 600 LT

The name McLaren is associated with FI racing but the company also build road-specification McLarensports cars to an extremely high standard.

The McLaren 600 LT has a twin turbo 3.8 litre V8 engine producing 592 bhp that is capable of rocketing this vehicle from 0 to 62mph in a staggering 2.9 seconds so it is certainly not for the faint hearted.

It is of course beautifully designed both outside and inside but this really is a driver’s car with wonderful road holding.

Prices from £187,625

 

Mercedes-Benz Maybach S650

The Mercedes-Benz Maybach S650 is an exclusive saloon car built to exacting standards both in terms of coachwork and mechanically. The company is renowned for producing executive vehicles but this model goes to another level.

It has wonderfully comfy leather seats that make every journey a pleasure and a delightful wood finish. It features Mercedes-Benz Intelligent Drive and Dynamic Handling resulting in a relaxing trip.

It has a 5,980cc 12 cylinder engine producing 630 bhp. This vehicle powers from 0 to 62 mph in only 4.7 seconds on its way to a top speed of 155 mph

Prices start at £175,875.

 

Range Rover Evoque

Range Rover is renowned for producing quality 4-wheel drive vehicles that perform as well onRange Rover the motorway as they do off-road. With its distinctive styling incorporating a falling roof to the rear it has become unmistakable on the road. It comes with all the refinements you would expect from this British car manufacturer.

It has a 1,999cc engine in either petrol or diesel capable of getting from 0 to 60mph in 9.9 seconds and has a top speed of 125mph.

Prices from £31,600.

 

Rolls-Royce Phantom

This luxury saloon car is a dream to drive and you and your passengers will do so in style and Rolls Roycecomfort. It is described as the quietest Rolls-Royce ever built and every one is unique to the owner.

Inside, it will not come as a surprise to read that the fixtures and fittings are of the highest standard with original wood paneling and delightful leather seating. It is one of the most luxurious cars in the world.

It has a powerful V12 6.7 litre engine that will accelerate smoothly from 0 to 100mph in around 12 seconds.

Prices from £362,000.

Here at AIB Insurance, we have insured many makes and models of cars through our extensive panel of insurers. So, if you would like to obtain the likes of Aston Martin DBS Superleggera insurance, buy Bentley Continental GT insurance or obtain a BMW M850i xDrive insurance price feel free to call us on 02380 268 351 and speak with a friendly member of our team who will discuss your requirements in detail and arrange a no-obligation insurance quotation.

Lady Accused Of Severing Hand And Claiming On Insurance Policy

Apparently, a female has been accused by the police force in Slovenia of deliberately getting a member of her family to help her cut off one of her hands. So, why would someone do such a thing?

Well, it is claimed that the 21-year-old lady, not too long ago, took out an insurance policy that would pay out in the event of an injury. This policy is believed to have provided cover in the event of such a claim for in the region of a lump sum of 400,000 Euros plus 3,000 Euros per month. We are sure that you will agree these are significant sums of money.

It is claimed that a circular saw was used to severe the woman’s hand from just above her wrist. We are sure that you will agree this does sound rather gruesome and, if proved to be correct, shows what extreme lengths someone will go to try to defraud an insurance company.

Apparently, the woman in question along with a relative of hers are in police custody and could end up spending as long as 8 years in prison if found guilty of what they have been accused of.

It is also claimed that some relatives of the woman who is under investigation got her to the hospital but did not bring the hand that had been cut off with them and informed hospital staff she had been sawing some branches at the time the injury took place. Subsequently, the lady’s hand has been located and re-attached to her arm.

If her and the detained relative are found guilty then they could face as long as 8 years in prison.

Here in the UK, a Personal Accident Plan will usually pay out a lump sum for a legitimate claim due to a certain occurrence such as the loss of a limb. If this is something you are interested in then why not give us a call here at AIB Insurance on 02380 268 351 and a member of our team will be pleased to discuss your requirements and obtain a competitive quotation for your consideration without any obligation.

25% Of UK Households Have No Contents Insurance

Whilst it is not a legal requirement to insure the contents and personal possessions in your home, surely it is a sensible thing to cover against the likes of fire, theft or accidental damage. After all, the cost of replacing things like your furniture, white goods and clothes could run into many thousands of pounds.

Well, according to the recently published ABI’s Home Insurance Premium Tracker covering 2018, a staggering one in four households here in the UK have not bothered to arrange such cover. That equates to around six million households.

Yet, the average cost of insuring home contents is only £127 per annum. That is a mere £2.44 per week – a small price to pay for the peace of mind of knowing that you can replace your contents if they are damaged in a fire and only have to pay the excess towards the cost of the items replaced.

Below is a list of the percentage of households in the UK that do not have home contents insurance broken down on a regional basis: –

Northern Ireland                      18%

South East                               19%

East Midlands                         21%

Yorkshire & Humberside        22%

East Anglia                             22%

South West                              22%

Wales                                      22%

North West                              24%

Scotland                                  26%

West Midlands                        28%

North East                               32%

London                                    45%

As you can see, Northern Ireland has the lowest percentage of households without contents cover at 18% and London has the highest percentage at 45%.

The above tracker also revealed that the average premium for buildings insurance in 2018 stood at £258 per annum with this being a drop of 8% when compared with the previous year. The average cost of combined buildings and contents insurance was £307 per annum with this being 1% more than in 2017.

Here at AIB Insurance, we have an extensive panel of closely vetted insurance companies that provide buildings and contents cover. So, if you are a single person living in rented accommodation looking to insure your contents or a family living in your own home looking to cover the buildings and contents, why not give us a call on 02380 268 351 and speak with a friendly, experienced member of our team. He or she will discuss your requirements and then look to obtain a no-obligation quotation from one of our panel members with a view to providing you and your family with complete peace of mind. We look forward to being of assistance.

Azur Group Joins Our Panel Of Insurers

We are pleased to announce that we have added the Azur Group to our closely vetted panel of Azur Underwritinginsurers. The company specialises in providing high net worth clients with home and motor insurance through an arrangement with AIG that used to be shirt sponsors of Manchester United FC.

Azur has a reputation for providing bespoke insurance products for the discerning client to ensure that their high value home, contents and personal belongings are covered in the event of the likes of a fire, theft or accidental damage and that their executive motor vehicle is insured for the same risks

Home Insurance

Azur’s home insurance provides numerous benefits including clients having peace of mind in knowing that their residential properties have comprehensive cover with contents being insured for up to an impressive 50% of the amount that the building is covered for. Their all risks cover is renowned for being one of the best in the insurance industry.

Any newly purchased items are covered immediately with a period of 90 days being allowed to add something to the home insurance policy. It is pleasing to read that wherever a client takes their contents around the world they will be covered. Another interesting benefit is that even if the cost of rebuilding or repairing a property is more than the amount insured it will still be covered. The cost of providing alternative accommodation is met for up to 3 years. With the ever-increasing threat of cyber attack such cover for up to £100,000 is provided.

Motor Insurance

Azur has a reputation for insuring the likes of luxury and high performance cars providing comprehensive cover. An interesting benefit is that if a vehicle is stolen or damaged beyond repair and is less than 3 years of age it will be replaced with a new one of the identical make and model. If a client or their spouse drives another car that they or a family member does not own that is not mentioned in the schedule of the policy he or she will be insured on a fully comprehensive basis.

For the duration of a claim for repair damage, the cost of providing the insured with a hire car of a similar value to the one that is being repaired will be met. A client can choose anyone to repair their vehicle with manufacturer’s original parts being used wherever possible. Car rental cover is provided for up to 90 days.

Our clients will be pleased to read that Azur are renowned for providing a quality service in all their departments from producing the tailor-made quotation, setting up the home or motor insurance policy and processing any claims.

Here at AIB Insurance, we look forward to working closely with Azur for the benefit of our high net worth clients wishing to arrange quality cover for their residential properties and/or motor vehicles.

Driving in the EEA after Brexit 29th March 2019

 

Here at AIB (Airsports Insurance Bureau Limited), the team are busy ensuring we are all prepared to minimise the impact to our valued clients if Britain leaves the EU without a withdrawal agreement in place, and in the absence of a specific agreement to the contrary.

As it stands, if you take your vehicle to Europe, after the 29th March 2019, you will need to ensure you carry a physical Green Card while driving your vehicle in the European Economic Area (EEA) and some other countries (Andorra, Serbia and Switzerland). A list of EEA countries is available on the Gov.uk web site:-  https://www.gov.uk/eu-eea

 

What is a Green card?

A Green Card is an International Certificate issued by your insurer, and acts as evidence that the minimum legal cover required is in force for the country visited whilst driving outside the UK. The Green Card is a physical document which is printed on green paper and cannot be issued in an electronic format. You must therefore ensure you have a green card before you travel.

 

Who needs a green card?

  • If you are travelling to the EU and will return prior to 29th March 2019, you do not need a Green Card and do not need to contact us for a Green Card.
  • If you are planning to be driving your vehicle in the EU on or after 29th March 2019, please contact us 7 to 14 days before you plan to travel so we can understand your needs and issue you with a Green Card if you require one.
  • In the event there is no deal, a Green Card will be required for all vehicles which travel in the EU after 29 March to prove that you have the required insurance, regardless of the level of motor cover provided on your policy. This is true even if you have a foreign use extension on your motor policy.
  • Please note that you will need a Green Card when driving from Northern Ireland to Ireland.

 

Important:

  • Green Cards must be physically presented in the country of travel, as a hard copy, and cannot be presented in a digital format or soft copy.
  • Only printed original Green Cards will be accepted in the country of travel, not copies of any kind.
  • In addition to a Green Card, all drivers will require an International Driver’s Permit (IDP) which can be obtained from The Post Office. Without both documents, the vehicle will not be allowed in to the country. Please refer to the following link for further information: www.postoffice.co.uk/international-driving-permit

 

What if a policyholder travels without a Green Card?

They will be breaking the law and may be accused of driving without insurance. They could be subject to a fine, have their vehicle seized or face prosecution. The only other legal option available would be to purchase insurance locally when they arrive in the country (often known as ‘frontier insurance’). However, such insurance cover may not be widely available and may be more expensive than UK issued policies.

 

Action Required: Contact the team

To request a green card, please contact us 7-14 days prior to travelling with appropriate notice.   Please be aware the cost for this depends on your insurer, however, currently most insurers are not charging (this could change in the future).

 

 Contact us by phone

Telephone:         02380 268 351

 Contact us by email

Email us:              info@aib-insurance.co.uk

Given that Brexit is an ever-changing landscape, please keep an eye on any communications released by industry bodies such as BIBA and the ABI, who have created a Q&A document for consumers – https://www.abi.org.uk/products-and-issues/choosing-the-right-insurance/motor-insurance/travelling-to-the-eu-if-a-no-deal-brexit/

European Use – Brexit Update

Just a quick message to say certain insurers including Markerstudy, Aviva and LV= are now issuing green cards for clients travelling after 31st March 2019.

We recommend if you are travelling in Europe you contact us 14 days prior to departure to ensure cover is maintained. You can contact us on the usual number 02380 268351.

Many Thanks.

List Of Upcoming Cars In 2019

There are a number of ultra-luxury, high performance cars being produced these days but we have selected a few that stand out for a variety of reasons. To be honest, we think that most drivers who appreciate sitting behind the wheel of a top quality, extremely powerful vehicle will be more than happy to take to the roads in 2019 in any one of the following:

Aston Martin DBS Superleggera

The Aston Martin DBS Superleggera has become the flagship of the Aston Martin range of Aston Martin DBS Superleggeraexquisite looking cars but be warned as it is not for the faint-hearted as it is powered by a V12 5.2 Twin Turbo 715 bhp engine that is capable of powering this Grand Tourer from 0 to 62mph in under 3.6 seconds as it accelerates to a top speed of 211 mph.

It is constructed using lightweight materials and benefits from a double wishbone front suspension. Needless to say, the road holding is impressive but you would expect nothing less from an Aston Martin.

The leather memory heated seating contours your body providing the comfiest of rides and you will love the feel of the Obsidian Black leather sports steering wheel. Enjoy music emanating from the Aston Martin premium audio system and you will have no trouble getting to your destination using the integrated satellite navigation system. It has front and rear parking sensors, 360 degree camera and parking assist. The sound emanating from the four exhausts will leave you in no doubt that you are behind the wheel of an Aston Martin.

Prices start from £225,000.

You will be pleased to read that we can arrange Aston Martin DBS Superleggera insurance through one of our closely vetted panel of reputable insurers.

 

Bentley Continental GT

The Bentley Continental GT is a beautiful looking wide, low-bodied Grand Tourer coupe that is Bentley Continental GTseriously powerful. For those of you that enjoy the thrill of the wind running through your hair, you will be pleased to read that it can also be purchased as a convertible. The 6 litre W12 twin turbocharged engine enables you to get from 0 to 60 mph in just 3.6 seconds and has a top speed of 207 mph. It has an 8 speed dual-clutch gear box making the gear change extremely quick and smooth.

It has a 48V Active Roll Control system that is capable of sensing the conditions on the road and makes changes to maximize the car’s handling.

It is even possible to have the bodywork paint in a colour that is uniquely yours.

The interior has mood lighting to enhance your journey and the memory seating is so comfortable.

Prices start from £159,100.

If you are looking to buy Bentley Continental GT insurance why not give us a call and we will be pleased to discuss your requirements and arrange a bespoke quotation with one of our quality insurance companies.

 

BMW M850i xDrive

The BMW M850i xDrive is a sleek looking sports couple that you cannot fail to enjoy driving. The BMW M850i xDrive8 cylinder TwinPower Turbo petrol engine produces 530 bhp enabling this luxurious vehicle to power from 0 to 62mph in a mere 3.7 seconds as it accelerates to a top speed of 155mph.

With the added benefit of 4 wheel drive it makes travelling around in wintry conditions somewhat easier. It comes with 20 inch alloy wheels, high performance tyres, M side gills, adaptive LED headlights, Harman/kardon loudspeaker system, extremely well thought out centre console, luxurious comfortable leather sports seats and ambient interior lighting creating a lovely cocooned feel.

This fantastic sports car provides everything you would expect from a BMW.

Prices start from £76,270.

Why not get in touch with us if you require a competitive BMW M850i xDrive insurance price from one of our vetted panel of insurers.