Those of you who are keen paragliders no doubt love the thrill and excitement of taking to the air and pitting yourself against the elements in the sky. Once airborne, you are faced with many challenges but this is just one of the many attractions of the sport.
Having spent some time travelling many miles paragliding, you are then faced with the danger of having to make a safe landing. Most paragliders land without a problem but some suffer broken limbs if they mis-judge their landing perhaps due to a sudden gust of wind putting them of course and leaving them stranded in the branches of a large oak tree.
It is no doubt a great sense of relief having put two feet safely on the earth without suffering any mishap. Surely nothing untoward can then happen?
Well, this was not the case for a 35-year-old paraglider over in Australia. Apparently, the man in question had enjoyed a wonderful couple of hours paragliding. He descended and both feet safely touched the ground at the Orroral Valley Space Tracking Station near Canberra. However, even before he had had the opportunity to gather his parachute and get out of his gear he saw a kangaroo skipping hastily towards him. Having then warmly greeted the approaching kangaroo the marsupial then proceeded to attack him not once but twice by punching him.
Fortunately, he did not suffer any serious injury and hopefully the unexpected experience will not have put him off paragliding in the future although he will no doubt be on the look out for any kangaroos in the vicinity of where he next plans to land.
Fortunately, coming face to face with a kangaroo is not something that paragliders taking to the air here in the UK are likely to encounter when landing although no doubt some people have probably come down in a field of cattle and felt a little uneasy.
If you are thinking about changing your car this year then you will be pleased to read that you have a great deal of choice as vehicle manufacturers are frequently introducing new models. Whether you are looking for an electric family saloon, a high performance two-seater sports car or a luxury vehicle you should not have any difficulty in finding one that suits you. Below we highlight what may be 10 of the top cars that you may wish to consider upgrading to in 2019.
Aston Martin Rapide S
This is a four door sports car that meets the exacting standards that you would expect from Aston Martin that has been manufacturing luxury vehicles for many years here in the UK. Both the exterior and interior are beautifully styled with top of the range materials being used.
It has an eight speed automatic gear box. The V12 5,935 cc engine produces 560 bhp and the car is capable of getting from 0 to 62 mph in a mere 4.4 seconds as it heads for a top speed of 203 mph. Of course, it comes with the unmistakable roar of an Aston Martin.
Prices from £152,749.
If you are thinking about buying an Aston Martin Rapide S or perhaps another model from the range available such as the Aston Martin DBS Superleggera insurance can be arranged through us here at AIB Insurance.
The Audi A8 is the German manufacturer’s top of the range family salon car for the discerning executive. As one would expect from this quality car builder it has been beautifully designed and comes with many features including comfortable Valcona leather seats, LED headlights and a fantastic audio and communication system The adaptive air suspension system makes for a particularly comfortable ride.
This is a nippy vehicle with its 335 bhp 3 litre V6 petrol engine propelling you from 0 to 62mph in a mere 5.6 seconds. There is also a diesel option.
Prices start from £69.995
This is the flagship model of the luxury UK car manufacturer Bentley Motors. This handmade vehicle has a choice of three combinations – Mulsanne, Mulsanne Speed that provides a more dynamic drive and the Mulsanne Extended Wheelbase that provides greater legroom.
The V8 6.75 litre twin turbo engine provides an incredible amount of power and the vehicle has wonderful road holding. 0 to 60 mph can be reached in 5.1 seconds and it has a top speed of 184 mph.
The interior personifies luxury in every way with comfortable leather seating and the infotainment system is top quality. You can even have the wood veneer created from a tree in your own garden.
Prices start from £229,360.
If you are considering purchasing a Bentley Mulsanne or buy Bentley Continental GT insurance can be arranged through ourselves.
BMW 7 Series
The BMW 7 Series is a luxury family saloon car that is manufactured to exacting standards using the finest materials. It is also available as a long wheel based version providing extra room. There is also a hybrid version.
The interior provides a warm and inviting feel with delightful leather seating that is so comfortable to relax in.
The BMW 730d xDrive has a 6 cylinder twin turbo engine that produces 265bhp and powers the vehicle form 0 to 62 mph in just 6.1 seconds.
Prices from £69,445.
You can arrange insurance cover for the BMW 7 Series or get a competitive BMW M850i xDrive insurance price through us.
Jaguar I-Pace S
This is a stunning looking all electric SUV and, as all Jaguar cars are, is fitted out to a luxury standard. It comes with semi-powered sports front seats, LED headlights and a fantastic connectivity and sound system. There are a number of other models in the range.
You may be surprised to read that this electric vehicle is capable of powering you from 0 to 60 mph in just 4.5 seconds.
Prices start at £64,495
Maserati GranTurismo Sport
This Italian luxury sports coupe is beautifully crafted with elegant, sleek bodywork that can also be purchased as a soft top enabling you to enjoy the thrill of open-air motoring. Its interior is equally impressive with comfortable sports seats making long journeys a pleasure. Needless to say, the level of equipment is first class.
The exhilarating, powerful 460 bhp V8 4.7 litre engine will take you from 0 to 62mph in just 4.8 seconds producing the roar that discerning motorists have come to expect.
Prices start from £92,230
McLaren 600 LT
The name McLaren is associated with FI racing but the company also build road-specification sports cars to an extremely high standard.
The McLaren 600 LT has a twin turbo 3.8 litre V8 engine producing 592 bhp that is capable of rocketing this vehicle from 0 to 62mph in a staggering 2.9 seconds so it is certainly not for the faint hearted.
It is of course beautifully designed both outside and inside but this really is a driver’s car with wonderful road holding.
Prices from £187,625
Mercedes-Benz Maybach S650
The Mercedes-Benz Maybach S650 is an exclusive saloon car built to exacting standards both in terms of coachwork and mechanically. The company is renowned for producing executive vehicles but this model goes to another level.
It has wonderfully comfy leather seats that make every journey a pleasure and a delightful wood finish. It features Mercedes-Benz Intelligent Drive and Dynamic Handling resulting in a relaxing trip.
It has a 5,980cc 12 cylinder engine producing 630 bhp. This vehicle powers from 0 to 62 mph in only 4.7 seconds on its way to a top speed of 155 mph
Prices start at £175,875.
Range Rover Evoque
Range Rover is renowned for producing quality 4-wheel drive vehicles that perform as well on the motorway as they do off-road. With its distinctive styling incorporating a falling roof to the rear it has become unmistakable on the road. It comes with all the refinements you would expect from this British car manufacturer.
It has a 1,999cc engine in either petrol or diesel capable of getting from 0 to 60mph in 9.9 seconds and has a top speed of 125mph.
Prices from £31,600.
This luxury saloon car is a dream to drive and you and your passengers will do so in style and comfort. It is described as the quietest Rolls-Royce ever built and every one is unique to the owner.
Inside, it will not come as a surprise to read that the fixtures and fittings are of the highest standard with original wood paneling and delightful leather seating. It is one of the most luxurious cars in the world.
It has a powerful V12 6.7 litre engine that will accelerate smoothly from 0 to 100mph in around 12 seconds.
Prices from £362,000.
Here at AIB Insurance, we have insured many makes and models of cars through our extensive panel of insurers. So, if you would like to obtain the likes of Aston Martin DBS Superleggera insurance, buy Bentley Continental GT insurance or obtain a BMW M850i xDrive insurance price feel free to call us on 02380 268 351 and speak with a friendly member of our team who will discuss your requirements in detail and arrange a no-obligation insurance quotation.
Apparently, a female has been accused by the police force in Slovenia of deliberately getting a member of her family to help her cut off one of her hands. So, why would someone do such a thing?
Well, it is claimed that the 21-year-old lady, not too long ago, took out an insurance policy that would pay out in the event of an injury. This policy is believed to have provided cover in the event of such a claim for in the region of a lump sum of 400,000 Euros plus 3,000 Euros per month. We are sure that you will agree these are significant sums of money.
It is claimed that a circular saw was used to severe the woman’s hand from just above her wrist. We are sure that you will agree this does sound rather gruesome and, if proved to be correct, shows what extreme lengths someone will go to try to defraud an insurance company.
Apparently, the woman in question along with a relative of hers are in police custody and could end up spending as long as 8 years in prison if found guilty of what they have been accused of.
It is also claimed that some relatives of the woman who is under investigation got her to the hospital but did not bring the hand that had been cut off with them and informed hospital staff she had been sawing some branches at the time the injury took place. Subsequently, the lady’s hand has been located and re-attached to her arm.
If her and the detained relative are found guilty then they could face as long as 8 years in prison.
Here in the UK, a Personal Accident Plan will usually pay out a lump sum for a legitimate claim due to a certain occurrence such as the loss of a limb. If this is something you are interested in then why not give us a call here at AIB Insurance on 02380 268 351 and a member of our team will be pleased to discuss your requirements and obtain a competitive quotation for your consideration without any obligation.
Whilst it is not a legal requirement to insure the contents and personal possessions in your home, surely it is a sensible thing to cover against the likes of fire, theft or accidental damage. After all, the cost of replacing things like your furniture, white goods and clothes could run into many thousands of pounds.
Well, according to the recently published ABI’s Home Insurance Premium Tracker covering 2018, a staggering one in four households here in the UK have not bothered to arrange such cover. That equates to around six million households.
Yet, the average cost of insuring home contents is only £127 per annum. That is a mere £2.44 per week – a small price to pay for the peace of mind of knowing that you can replace your contents if they are damaged in a fire and only have to pay the excess towards the cost of the items replaced.
Below is a list of the percentage of households in the UK that do not have home contents insurance broken down on a regional basis: –
Northern Ireland 18%
South East 19%
East Midlands 21%
Yorkshire & Humberside 22%
East Anglia 22%
South West 22%
North West 24%
West Midlands 28%
North East 32%
As you can see, Northern Ireland has the lowest percentage of households without contents cover at 18% and London has the highest percentage at 45%.
The above tracker also revealed that the average premium for buildings insurance in 2018 stood at £258 per annum with this being a drop of 8% when compared with the previous year. The average cost of combined buildings and contents insurance was £307 per annum with this being 1% more than in 2017.
Here at AIB Insurance, we have an extensive panel of closely vetted insurance companies that provide buildings and contents cover. So, if you are a single person living in rented accommodation looking to insure your contents or a family living in your own home looking to cover the buildings and contents, why not give us a call on 02380 268 351 and speak with a friendly, experienced member of our team. He or she will discuss your requirements and then look to obtain a no-obligation quotation from one of our panel members with a view to providing you and your family with complete peace of mind. We look forward to being of assistance.
We are pleased to announce that we have added the Azur Group to our closely vetted panel of insurers. The company specialises in providing high net worth clients with home and motor insurance through an arrangement with AIG that used to be shirt sponsors of Manchester United FC.
Azur has a reputation for providing bespoke insurance products for the discerning client to ensure that their high value home, contents and personal belongings are covered in the event of the likes of a fire, theft or accidental damage and that their executive motor vehicle is insured for the same risks
Azur’s home insurance provides numerous benefits including clients having peace of mind in knowing that their residential properties have comprehensive cover with contents being insured for up to an impressive 50% of the amount that the building is covered for. Their all risks cover is renowned for being one of the best in the insurance industry.
Any newly purchased items are covered immediately with a period of 90 days being allowed to add something to the home insurance policy. It is pleasing to read that wherever a client takes their contents around the world they will be covered. Another interesting benefit is that even if the cost of rebuilding or repairing a property is more than the amount insured it will still be covered. The cost of providing alternative accommodation is met for up to 3 years. With the ever-increasing threat of cyber attack such cover for up to £100,000 is provided.
Azur has a reputation for insuring the likes of luxury and high performance cars providing comprehensive cover. An interesting benefit is that if a vehicle is stolen or damaged beyond repair and is less than 3 years of age it will be replaced with a new one of the identical make and model. If a client or their spouse drives another car that they or a family member does not own that is not mentioned in the schedule of the policy he or she will be insured on a fully comprehensive basis.
For the duration of a claim for repair damage, the cost of providing the insured with a hire car of a similar value to the one that is being repaired will be met. A client can choose anyone to repair their vehicle with manufacturer’s original parts being used wherever possible. Car rental cover is provided for up to 90 days.
Our clients will be pleased to read that Azur are renowned for providing a quality service in all their departments from producing the tailor-made quotation, setting up the home or motor insurance policy and processing any claims.
Here at AIB Insurance, we look forward to working closely with Azur for the benefit of our high net worth clients wishing to arrange quality cover for their residential properties and/or motor vehicles.
Here at AIB (Airsports Insurance Bureau Limited), the team are busy ensuring we are all prepared to minimise the impact to our valued clients if Britain leaves the EU without a withdrawal agreement in place, and in the absence of a specific agreement to the contrary.
As it stands, if you take your vehicle to Europe, after the 29th March 2019, you will need to ensure you carry a physical Green Card while driving your vehicle in the European Economic Area (EEA) and some other countries (Andorra, Serbia and Switzerland). A list of EEA countries is available on the Gov.uk web site:- https://www.gov.uk/eu-eea
What is a Green card?
A Green Card is an International Certificate issued by your insurer, and acts as evidence that the minimum legal cover required is in force for the country visited whilst driving outside the UK. The Green Card is a physical document which is printed on green paper and cannot be issued in an electronic format. You must therefore ensure you have a green card before you travel.
Who needs a green card?
If you are travelling to the EU and will return prior to 29th March 2019, you do not need a Green Card and do not need to contact us for a Green Card.
If you are planning to be driving your vehicle in the EU on or after 29th March 2019, please contact us 7 to 14 days before you plan to travel so we can understand your needs and issue you with a Green Card if you require one.
In the event there is no deal, a Green Card will be required for all vehicles which travel in the EU after 29 March to prove that you have the required insurance, regardless of the level of motor cover provided on your policy. This is true even if you have a foreign use extension on your motor policy.
Please note that you will need a Green Card when driving from Northern Ireland to Ireland.
Green Cards must be physically presented in the country of travel, as a hard copy, and cannot be presented in a digital format or soft copy.
Only printed original Green Cards will be accepted in the country of travel, not copies of any kind.
In addition to a Green Card, all drivers will require an International Driver’s Permit (IDP) which can be obtained from The Post Office. Without both documents, the vehicle will not be allowed in to the country. Please refer to the following link for further information: www.postoffice.co.uk/international-driving-permit
If a trailer is being used a separate green card is required.
What if a policyholder travels without a Green Card?
They will be breaking the law and may be accused of driving without insurance. They could be subject to a fine, have their vehicle seized or face prosecution. The only other legal option available would be to purchase insurance locally when they arrive in the country (often known as ‘frontier insurance’). However, such insurance cover may not be widely available and may be more expensive than UK issued policies.
Action Required: Contact the team
To request a green card, please contact us 7-14 days prior to travelling with appropriate notice. Please be aware the cost for this depends on your insurer, however, currently most insurers are not charging (this could change in the future).
There are a number of ultra-luxury, high performance cars being produced these days but we have selected a few that stand out for a variety of reasons. To be honest, we think that most drivers who appreciate sitting behind the wheel of a top quality, extremely powerful vehicle will be more than happy to take to the roads in 2019 in any one of the following:
Aston Martin DBS Superleggera
The Aston Martin DBS Superleggera has become the flagship of the Aston Martin range of exquisite looking cars but be warned as it is not for the faint-hearted as it is powered by a V12 5.2 Twin Turbo 715 bhp engine that is capable of powering this Grand Tourer from 0 to 62mph in under 3.6 seconds as it accelerates to a top speed of 211 mph.
It is constructed using lightweight materials and benefits from a double wishbone front suspension. Needless to say, the road holding is impressive but you would expect nothing less from an Aston Martin.
The leather memory heated seating contours your body providing the comfiest of rides and you will love the feel of the Obsidian Black leather sports steering wheel. Enjoy music emanating from the Aston Martin premium audio system and you will have no trouble getting to your destination using the integrated satellite navigation system. It has front and rear parking sensors, 360 degree camera and parking assist. The sound emanating from the four exhausts will leave you in no doubt that you are behind the wheel of an Aston Martin.
Prices start from £225,000.
You will be pleased to read that we can arrange Aston Martin DBS Superleggera insurance through one of our closely vetted panel of reputable insurers.
Bentley Continental GT
The Bentley Continental GT is a beautiful looking wide, low-bodied Grand Tourer coupe that is seriously powerful. For those of you that enjoy the thrill of the wind running through your hair, you will be pleased to read that it can also be purchased as a convertible. The 6 litre W12 twin turbocharged engine enables you to get from 0 to 60 mph in just 3.6 seconds and has a top speed of 207 mph. It has an 8 speed dual-clutch gear box making the gear change extremely quick and smooth.
It has a 48V Active Roll Control system that is capable of sensing the conditions on the road and makes changes to maximize the car’s handling.
It is even possible to have the bodywork paint in a colour that is uniquely yours.
The interior has mood lighting to enhance your journey and the memory seating is so comfortable.
Prices start from £159,100.
If you are looking to buy Bentley Continental GT insurance why not give us a call and we will be pleased to discuss your requirements and arrange a bespoke quotation with one of our quality insurance companies.
BMW M850i xDrive
The BMW M850i xDrive is a sleek looking sports couple that you cannot fail to enjoy driving. The 8 cylinder TwinPower Turbo petrol engine produces 530 bhp enabling this luxurious vehicle to power from 0 to 62mph in a mere 3.7 seconds as it accelerates to a top speed of 155mph.
With the added benefit of 4 wheel drive it makes travelling around in wintry conditions somewhat easier. It comes with 20 inch alloy wheels, high performance tyres, M side gills, adaptive LED headlights, Harman/kardon loudspeaker system, extremely well thought out centre console, luxurious comfortable leather sports seats and ambient interior lighting creating a lovely cocooned feel.
This fantastic sports car provides everything you would expect from a BMW.
Prices start from £76,270.
Why not get in touch with us if you require a competitive BMW M850i xDrive insurance price from one of our vetted panel of insurers.
As a general rule, a young driver is usually encouraged by his or her parents to buy a car that falls into the lowest, cheapest insurance group. However, if he or she is determined to buy a high performance car such as a Ferrari or a Lamborghini then the cost of arranging car insurance is going to be rather more expensive than if he or she were looking to cover say a fairly standard Vauxhall Corsa.
There are a number of reasons why this is the case such as: –
A young driver at 20 years of age with a couple of years driving experience is statistically more likely to be involved in a road traffic accident than a 50 year old who has 30 years claims-free driving behind him or her.
They are probably behind the wheel of a powerful car that can get from 0 to 60mph in around 4 seconds so, that is itself, places the driver at greater risk of being involved in a car accident.
A high performance car such as a Ferrari or a Lamborghini will no doubt have a higher value than a standard 3 door hatchback so is costlier to replace.
The parts that are required to repair a high performance car following a road traffic accident are probably going to cost more thus bumping up the price of the policy.
There are fewer insurers prepared to arrange the likes of Ferrari car insurance for young driver than there are to say insure a small, low performance hatchback. As a result, with less competition, this can lead to bigger premiums for car insurance for high performance cars.
A high performance car is more likely to be stolen by a joy rider and taken for a spin and then set on fire and left abandoned.
So, if you know that to buy Lamborghini car insurance for new drivers with limited experience behind the wheel is going to involve you digging deep into your pocket how do you go about finding the cheapest high performance car insurance?
Well, you could spend a great deal of your valuable time trying to source suitable cover. For instance, you could approach the likes of your bank or building society or speak directly to a number of insurance companies or go online and use one of the many price comparison websites.
However, it is probably a better option to use a broker that has many years experience in sourcing such cover to insure a high performance car such as a Ferrari or a Lamborghini. Remember, the cheapest high performance car insurance may not necessarily be the best option to choose. Surely you would want to arrange the likes of Ferrari car insurance for a young driver with an insurer that is not only competitively priced but that also provides an outstanding level of service from providing the initial quotation to setting up the policy to one that has an enviable reputation for the way it handles claims.
In this respect, you will be pleased to read that AIB Insurance has several years experience in arranging young driver high performance car insurance. We are proud of the fact that we have a team of staff who are extremely knowledgeable and have at their disposal a closely vetted panel of renowned insurers whom they can look to source quality cover from for an affordable premium. So, why not give us a call on 02380 268 351 to discuss your requirements and obtain a quotation without any obligation to proceed. We look forward to hearing from you.
If you are in the financial position to rent or buy a Ferrari, Porsche, Lamborghini, Aston Martin or another make of high performance car, you will need to decide which is the best option and you will also need a super car insurance quote. As with most things, there are for and against both options so let’s have a look at some of them. As a result, you may be better able to decide the best way forward.
Renting – For
Depreciation – as you will never own the vehicle you are not going to be bothered if the value of the super car you are driving drops in value.
Servicing/Mechanical Repairs – you are unlikely to be responsible for paying for the regular servicing of the vehicle or if it breaks down and needs a mechanical repair. The only thing that you may need to pay for are replacement tyres should one or more be punctured.
Poor Credit Rating – you will need to check with the rental company but you may find that you only need to put down a deposit and that no credit reference search will be required which means that it would not matter if you have a poor credit score.
Change the Car – if you decide say a couple of months into renting the Ferrari that you fancy driving around in say a Lamborghini, Aston Martin or Porsche then, subject to the terms of the rental agreement, you may be able to change it without any financial penalty enabling you to try out different super cars.
Possibly Less Expensive – when you take into account things like car loan repayments, servicing, possible depreciation and repair costs that you would have if you bought the car then you may discover that the monthly rental cost is lower than the overall monthly cost involved in buying the vehicle.
Selling the Car – this is something you will not have to worry about as you can just return it to the car rental company when no longer required.
Renting – Against
Repairs to Bodywork and Alloys – if you have a dent or scratch on the bodywork or alloy wheels then, depending upon the size of it, you will be responsible for the cost of having it repaired/possibly claiming on your high performance car insurance policy with these repairs either having to be done before you return the vehicle at the end of the rental period or completed once the vehicle has been returned to the rental company and then charged to you.
Ownership – you will never own the vehicle. So, as a limited number of supercars may actually go up in value due to them being so rare, you will not benefit financially if that were to happen.
Buying – For
Value – whilst most cars reduce in value as soon as they leave the forecourt, there are certain rare super cars that may actually increase in value meaning that when you come to sell the vehicle you may get more for it than you paid for it.
Self-esteem – let’s be honest, most car lovers would want to own the likes of an Aston Martin, Ferrari, Lamborghini or Porsche and to do so must make them feel very good about themselves.
Buying outright – if you are able to pay cash for the super car then you will not have to worry about monthly rental payments or finance repayments.
Buying – Against
Maintenance – you will be responsible for having the car serviced and for having any mechanical repairs undertaken. You may initially have a period of time/miles where your warranty covers you for such things but at some point, that will no doubt come to an end and you will have to meet the maintenance costs.
Adverse credit score- if you have a bad credit file then you may find it difficult to arrange finance towards buying the car or the lender may charge you a very high interest rate.
Sale of super car – if you wish to change the vehicle for another one then you will be responsible for selling your existing vehicle or putting your car in part-exchange and may not achieve the sale price you would have hoped for.
As you can see, there are pros and cons of renting and buying a super car. Ultimately, the decision is yours but we hope that we have provided you with food for thought.
Here at AIB Insurance, we have many years experience in arranging high performance car insurance. We have a bespoke, vetted panel of quality insurers who will provide a competitive quote to insure your super car without any obligation. So, if you are looking for outstanding Lamborghini car insurance, wish to buy Ferrari car insurance, need an Aston Martin insurance quote or want to buy Porsche insurance then why not give us a call on 02380 268 351 and we will be pleased to assist.
AIB Launch Classic Car Offering
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