Tag Archives: insurance

Exam Success for Jordan!

Congratulations are in order at AIB as December spells personal achievement for our dedicated team member, Jordan Thomas.

 

 

Jordan passed his IF1 – Insurance, Legal and Regulatory exam meaning he’s now one step closer towards achieving a professional qualification.

 

These achievements not only celebrate personal growth, but also endorse AIB’s commitment to continuing professional development. AIB remain committed to encouraging all staff to progress with examinations to enable us to offer the highest level of customer service to our clients and insurer partners alike.

 

More details of the Insurance professional qualification and can be found here: https://www.cii.co.uk/learning/qualifications/

 

Car of the day…Jaguar E-type 1972!

Today’s car of the day is Mr J’s Jaguar E-type 1972.

 

 

The Jaguar E-type is widely regarded as one of the most important and pretty sports cars of all time. At its launch at the Geneva Auto Salon in March 1961, the E-type not only stole the show but every headline!

 

 

Yet it’s hard to fathom the effect this British machine had on the world in 1961, when 70mph was rapid for the average family runabout, never mind the claimed 150mph the E-type could reach. Mr J has insured his very own Jaguar E-type here with us at AIB Insurance which means he has been offered the best policy to ensure his car is well looked after.

 

 

Mr J’s E-type is insured on a classic car policy which comes with lots of benefits! This includes agreed value, salvage retention, choice of repairer and legal expenses cover. Choice of repairer means that Mr J can relax knowing that his car will always been in the capable hands of a repairer he trusts.

 

 

If you too have a classic car and are looking for insurance you can count on, call our specialist teams today on 02380 268 351. If you also have a classic car and would like to share your photos, email them to info@aib.co.uk.

Car of the day…Austin Healey 3000 1967!

Today’s car of the day is Mr J’s Austin Healey 3000, 1967.

The Austin Healey 3000s are powered by a robust and torquey 2,912-ccstraight-six which is exactly what they were named after.

 

 

Originally built as a left hand drive vehicle, Mr J had his Austin Healey restored by Murray Scott Nelson, after having it imported from the USA, and it is now a right hand drive vehicle. Mr J took his Healey to Murray Scott Nelson as they are Austin Healey restoration specialists.

 

 

After having such delicate work done to his vehicle, it was only right that Mr J made sure his car was always going to be looked after and came to us at AIB to take out a classic car policy.

 

 

A classic car insurance policy means that Mr J gets a choice of repairer which means that only approved garages and approved parts will be used on his vehicle. The benefits don’t stop there, Mr J also has agreed value on his vehicle with his insurers, salvage retention and legal expenses cover.

 

 

If you also have a classic car and would like a bespoke quotation on your vehicle give our classic car team a call today on 02380268351. If you also have a classic car and would like to share your photos then email them to info@aib.co.uk.

 

Car of the day… Triumph GT6 1972!

Today’s car of the day is the Triumph GT6 1972.

The Triumph GT6 is a 6-cylinder fastback version of the Spitfire, styled by the Italian designer Giovanni Michelotti, and produced over 7 years from 1966 to 1973.

 

 

The 6-cylinder engine was tuned in the GT6 to develop 95 hp (71 kW) at 5000 rpm, and torque of 117 lb.ft at 3000 rpm. Its top speed was reported as being 106 mph and could accelerate from 0–60 mph in slightly under 12 seconds.

 

 

Mr G has his Triumph GT6 insured on a classic car policy here with us at AIB insurance. This means that Mr G has agreed value on his car as well as salvage retention.

 

 

Another benefit of the classic car policies is choice of repairer meaning that Mr G can choose where his car is taken and only have approved parts used on his car. If you have a classic car that you would like to have insured on this kind of policy, call our specialist team for a bespoke quote on 02380 268351.

 

 

If you have a classic car and would like to share your photos with us, email them into info@aib.co.uk.

Car of the day…Mercedes Benz 190E 1993!

Todays car of the day is the Mercedes Benz 190E.

In the early 1980s Mercedes decided its new small saloon, the 190, with its low-drag body and sophisticated multi-link rear suspension, would be the ideal base for a rally car to outfox the BDA-powered Ford Escorts and the Talbot Lotus Sunbeams that dominated rallying at the time.

 

 

Initially, buyers could choose only a 2.0-litre, four-cylinder petrol engine model, with power steering, central locking and electric mirrors as standard. A year later however, a 2.0-litre diesel arrived, and a sporty 2.3-litre 16-valve flagship was announced in 1985.

 

 

The six-cylinder versions arrived in 1987, with the 2.6-litre 190E and 2.5-litre 16-valve arriving in 1988 when the range was slightly facelifted. Finally, a 144mph Evolution variant was imported in 1990. Mr W has his own Mercedes 190 E insured with AIB insurance on a classic car policy.

 

 

A classic car policy means that Mr W gets the benefits of agreed value on his car, salvage retention, choice of repairer and legal cover expenses.  Mr W can rest easy knowing that his car will be taken care of in a garage of his choice and knowing that only Mercedes approved parts will be used.

 

 

If you have a classic car that you would like to get insured on one of our classic car policies give our specialist teams a call today on 02380 268351. If you also have a classic car and have any photos you would like to share, email them to info@aib.co.uk.

Car Of The Day…Porsche 911 Carrera 4S!

Todays car of the day is Mr L’s Porsche 911 Carrera 4S.

The unmistakable silhouette of the 911 is characterised by its iconic fly line. It has barely changed since 1963, and has shaped the DNA of all Porsche models.

 

 

With its 325-horsepower 3.8-liter six-cylinder engine, the 2006 Porsche 911 Carrera 4 is capable of accelerating from a standing start to 60 mph (96 km/h) in just 4.9 seconds and reaches 99 mph (160 km/h) in 11.2 seconds.

 

 

Mr L has insured his vehicle through AIB insurance on a high net worth policy. This policy includes an agreed value, salvage retention, choice of repairer and legal cover expenses.

 

 

If you also have a high net worth vehicle that you would like a bespoke quotation for, call our specialist teams on 02380 268351. If you also own a high net worth vehicle and would like to share your photos with us, email them to info@aib.co.uk.

Car of the Day… Lotus Elise S!

Today’s car of the day is the dazzling Lotus Elise S.

The Lotus Elise was originally set out to be named 111 (pronounced One Eleven) but last minute the Lotus chairman, Romano Artioli, decided to change the name to Elise after his granddaughter.

 

The Elise S, with its supercharged 1.8 litre engine is certainly quick; 0-60 takes just 4.2 seconds. Mr N’s Lotus Elise S is insured on a high net worth policy and came to us at AIB to ensure he got the best deal.

 

 

High net worth policies include agreed value, salvage retention, choice of repairer and legal cover expenses. This means Mr N can relax knowing that he has the choice of any Lotus approved garage that will only use Lotus approved parts for his car.

 

 

Do you have a high net worth vehicle that you would like to insure with us and know that you can rest easy knowing that it will be taken care of properly? Then give our specialist team a call for a bespoke quotation on 02380 268351.

 

 

If you also have a high net worth car and would like to share your photos with us, send them in an email to info@aib.co.uk.

Porsche Tyres

 

Sports car tyres make a major contribution to the ability of high-performance sports to “stick to the road”. These tyres are very complex products meeting numerous, largely contradictory demands. Finding the proper structure that balances these demands for any given application is the great challenge in tyre design.

Porsche manufacturers and designs some of the highest performance vehicles in the world, as a result tyres play an integral role in vehicle performance. Porsche has integrated tyre development throughout their process of vehicle development. To that extend to be an Original Equipment tyre provider on a Porsche vehicle or be approved by Porsche for the replacement market requires the joint product development efforts of the tyre engineers working alongside the Porsche vehicle engineers.

 

 

N-Rating

Not all Production tyres make the grade and fort those that have passed all of the tests and received the engineering department’s release can be branded with an N-specification. The N-specification brandings include: N-0 (N-zero), N-1, N-2, N-3 etc. These markings on a tyre’s sidewall clearly identify them as approved by Porsche for their vehicles. The N-0 marking is assigned to the first approved version of a tyre design. As that design is refined externally or internally, the later significant evolutions will result in a new generation of the tyre to be branded with N-1, N-2, etc, in succession. When a completely new tyre design is approved, it receives the N-0 branding and the succession begins again. Recently N has been updated to NA for all new tyres with the designation NF used for the all-electric models.

 

Research and Development

The focus in recent radial tyre development for Porsche vehicles has included optimum handling on dry surfaces and the safest possible behaviours on wet surfaces, even at high speeds. Tyres developed by various tyre manufacturers, in conjunction with Porsche, offer a specific set of wet grip properties which few, if any, other automobile manufacturers demand in equal measure from the tyres they use on their vehicles. Tyres may be specified for a particular vehicle or range of vehicles and must successfully pass the tyre company’s laboratory, track and race tests to assure that they would be capable of adequately supporting the Porsche vehicle. Approval testing ensures tyres can reach their top speed on the Autobahn whilst meeting Porsche’s noise, hydroplaning, high-speed durability, uniformity, serviceability and handling requirements.

 

 

Changing Tyres

It is recommended that only matching tyres be used on Porsche vehicles. Since many Porsche vehicles are fitted with differently sized tyres on their front and rear axles, this means matching the tyre make, tyre type and N-specification. If a vehicle was originally delivered with N-specification tyres that have been discontinued and are no longer available, it is recommended to change all four tyres to a higher numeric N-specification design appropriate for that vehicle. Mixed tyre types are not recommended. Tyres should be replaced no less than in pairs on one axle at a time. Only tyres of the same tyre make and type must be used. However, in case of tyre damage such as cuts, punctures, cracks or sidewall bulges that cause a single tyre to be replaced for safety reasons, the remaining matching tyre on that axle must not exceed 30 percent wear to the other axle tyre. Otherwise, both axle tyres need replacing, as handling inconsistencies may result if this is not done.

 

 

Porsche Tyres

Brand new tyres do not offer their full traction during the first 60-100 miles, therefore drivers should therefore drive at moderate speeds in order to bed in new tyres. If new tyres are installed on only one axle, a noticeable change in handling occurs due to the different tread depth of the other tyres. However, this condition disappears as new tyres are broken in. Drivers should adjust their driving style accordingly. It is also important to know that while Porsche N-specification tyres have been fine tuned to meet the specific performance needs of Porsche vehicles, the tyre manufacturers may also build other tyres featuring the same name, size and speed rating as the N-specification tyres for non-Porsche applications. These tyres may not be branded with the Porsche N-specification because they do not share the same internal construction and/or tread compound ingredients as the N-specification tyres. Using tyres that are not N-specific is not recommended and mixing them with other N-specification tyres is not permissible.

Green Light for Green Card Ditch

 

Ok, we know travelling abroad is still extremely limited. We also know some of you may be chomping at the bit to get away. To open up the engine of that brand new drop-top you impulsively purchased in a fit of lockdown excess and/or boredom! The lure of those long French roads, no other motorists in your mirrors for miles… azure waters lapping at the edges of ocean drives… wind in your hair, freedom at your pedals…

Well the whole process of taking your wheels abroad has just been made a whole lot easier. With a post Brexit boost for Blighty, it has been confirmed recently that the EU has ditched the car insurance green card. Drivers will no longer need to apply for this internationally recognised document confirming valid third party insurance, when travelling abroad to EU countries. The green cards were set to cause travel chaos for drivers looking to head across the continent as restrictions begin to ease.

Any driver without a card driving in the EU could have faced fines, prosecution or having their car impounded. However, the Commission decided to drop the card in an effort to reduce tension around the Northern Ireland protocol – a welcome change, making it easier for them to travel freely into the Republic of Ireland. The MIBI had protested against the cards, saying ‘It was not a sustainable solution, considering the estimated 43m cross border vehicle trips per annum”

Huw Evans, Director General at the Association of British Insurers said:

“This is excellent news. We have long campaigned for the UK to be part of the Green Card Free Circulation Zone so we warmly welcome the decision by the European Commission today. The Commission has taken a pragmatic approach on the matter.  UK drivers will no longer need to apply for a green card through their insurer which will help reduce bureaucracy for drivers and road hauliers travelling between the UK and EU. It will be especially welcomed by motorists in Northern Ireland driving across the border to the Republic of Ireland.”

The move to remove the Green Card has been welcomed by the insurance industry who have campaigned to see an end to the practice.

 

 

Kirby De-Gray Birch, Director at Airsports Insurance Bureau, said:

‘It’s fantastic news and a sensible change although it still needs to be fully endorsed and rubber stamped by the European Union.  Once fully approved though, this will make things a little less complicated for Britons who prefer to travel to Europe by road rather than flying there.

If you are travelling into the EU within the next three weeks we would encourage you to call us and order a green card if you haven’t already, but any travelers travelling after this date, hold tight until it’s all ratified.’

Be aware though, if you’re eagerly kitting out your camper for a road trip to remember, you will still need the document in place for the rest of this month. While the commission has confirmed it is ditching the card, the rules haven’t come into force just yet.

Until the EU has fully implemented the change, anyone taking their car to Europe will still need to get a Green Card from their insurer before they head off abroad to countries that require one. Post-change, your certificate of insurance will be enough to head out on the highway. Bon Voyage!

The full Association of British Insurers article can be found here: https://www.abi.org.uk/news/news-articles/2021/06/abi-welcomes-decision-on-green-cards/

Car Of The Day… Riley 9 Monaco

The car of the day today is the wonderful 1929 Riley 9 Monaco.

 

 

The Riley Nine was one of the most successful light sporting cars produced by the British motor industry in the inter war period. It was made by the Riley company of Coventry, England with a wide range of body styles between 1926 and 1938.

 

 

 

This beautiful classic is insured and has plenty benefits that we can offer at AIB. The policy has legal expenses cover, choice of repairer, agreed value and salvage retention.

 

We can offer additional benefits such as replacement vehicle and excess protection making sure your gorgeous classics are fully covered and there is no need to worry!

 

 

 

Call our friendly and knowledgeable classic car team on 02380 268351 for a bespoke quotation and see what benefits we can offer you today!

 

Thank you Mr B for allowing us to share the lovely photos of your Riley 9!

 

 

If you have a policy with us and would like to share the photos on our website and socials, email us at info@aib.co.uk