Tag Archives: New

Becca Milles Joins AIB

We are extremely happy to welcome Becca Milles to our company. We have a busy and successful team of professionals at Airsports Insurance Bureau (AIB) and Becca joins as our Administration Manager.

Prior to joining us Becca had her own photography business with her own studio having graduated with a First Class Honours Degree from the Arts University at Bournemouth.

AIB representative Leah Burt confirmed “this is fantastic news for our company and our newest employee Becca is fitting in very well. She is a fast learner and adaptable and even been on a few staff social nights out. She will be a valuable asset within the team and enhance our clients’ experience when doing business with us”.

Becca lives locally in Chandlers Ford and her claim to fame is she once had dinner with both Danny DeVito and Elton John dressed in a chicken outfit. A childhood fact is when she was very young she once got a Tic-Tak stuck up her nose which despite every attempt, couldn’t get recovered until the Fire Service arrived!

AIB are fabulous at motor and home insurance so if you need a quotation, please call our team on 02380 268351 or please feel free to complete an enquiry form just now here: www.aib.co.uk

Good luck Becca and welcome on board!

Enjoying the Grand National with our friends at United Legal

A big thank you for the invitation from United Legal to join them at the Grand National at Aintree Racecourse, near Liverpool.

The day started with a beautiful sun drenched spring morning, champagne reception and food that tasted as good as it looked. It finished with the much fancied 4-1 favourite Tiger Rolls marching home becoming the first horse since Red Rum, some 45 years ago, to win back to back Grand Nationals.

Ridden by Davy Russell, Tiger Rolls was level with Magic of Light (66-1) going over the last fence, but pulled clear to repeat last year’s win.Ruby Walsh finished third on Rathvinden (8-1) with Walk in the Mill (25-1) fourth.

Not since the legendary Red Rum in 1974 had a horse successfully defended the Grand National. Red Rum added a third in 1977 to become one of the all-time greats, and now Tiger Roll has sealed his place in Aintree folklore – the question is of course, will owner Michael O’Leary allow him to defend his title in 2020?

A brilliant day was made even better when our very own Jenna backed the winner, Tiger Rolls!!

United Legal are specialist providers of Legal Expenses Insurance, meaning if you have an accident or if you want to claim, they will provide a hassle free service to reduce the risk of high legal fees if something goes wrong.

With over 25 years experience in the insurance industry, they also provide the uninsured loss recovery, credit hire and repair and third party intervention to Insurance Brokers clients in the United Kingdom.

Upgrade To These Top 10 Cars In 2019

If you are thinking about changing your car this year then you will be pleased to read that you have a great deal of choice as vehicle manufacturers are frequently introducing new models. Whether you are looking for an electric family saloon, a high performance two-seater sports car or a luxury vehicle you should not have any difficulty in finding one that suits you. Below we highlight what may be 10 of the top cars that you may wish to consider upgrading to in 2019.

 

Aston Martin Rapide S

This is a four door sports car that meets the exacting standards that you would expect from Aston Martin Rapide SAston Martin that has been manufacturing luxury vehicles for many years here in the UK. Both the exterior and interior are beautifully styled with top of the range materials being used.

It has an eight speed automatic gear box. The V12 5,935 cc engine produces 560 bhp and the car is capable of getting from 0 to 62 mph in a mere 4.4 seconds as it heads for a top speed of 203 mph. Of course, it comes with the unmistakable roar of an Aston Martin.

Prices from £152,749.

If you are thinking about buying an Aston Martin Rapide S or perhaps another model from the range available such as the Aston Martin DBS Superleggera insurance can be arranged through us here at AIB Insurance.

 

Audi A8

The Audi A8 is the German manufacturer’s top of the range family salon car for the discerning executive. As one would expect from this quality car builder it has been beautifully designed and comes with many features including comfortable Valcona leather seats, LED headlights and a fantastic audio and communication system The adaptive air suspension system makes for a particularly comfortable ride.

This is a nippy vehicle with its 335 bhp 3 litre V6 petrol engine propelling you from 0 to 62mph in a mere 5.6 seconds. There is also a diesel option.

Prices start from £69.995

 

Bentley Mulsanne

This is the flagship model of the luxury UK car manufacturer Bentley Motors. This handmade Bentleyvehicle has a choice of three combinations – Mulsanne, Mulsanne Speed that provides a more dynamic drive and the Mulsanne Extended Wheelbase that provides greater legroom.

The V8 6.75 litre twin turbo engine provides an incredible amount of power and the vehicle has wonderful road holding. 0 to 60 mph can be reached in 5.1 seconds and it has a top speed of 184 mph.

The interior personifies luxury in every way with comfortable leather seating and the infotainment system is top quality. You can even have the wood veneer created from a tree in your own garden.

Prices start from £229,360.

If you are considering purchasing a Bentley Mulsanne or buy Bentley Continental GT insurance can be arranged through ourselves.

 

BMW 7 Series

The BMW 7 Series is a luxury family saloon car that is manufactured to exacting standards using the finest materials. It is also available as a long wheel based version providing extra room. There is also a hybrid version.

The interior provides a warm and inviting feel with delightful leather seating that is so comfortable to relax in.

The BMW 730d xDrive has a 6 cylinder twin turbo engine that produces 265bhp and powers the vehicle form 0 to 62 mph in just 6.1 seconds.

Prices from £69,445.

You can arrange insurance cover for the BMW 7 Series or get a competitive BMW M850i xDrive insurance price through us.

 

Jaguar I-Pace S

This is a stunning looking all electric SUV and, as all Jaguar cars are, is fitted out to a luxury Jaguarstandard. It comes with semi-powered sports front seats, LED headlights and a fantastic connectivity and sound system. There are a number of other models in the range.

You may be surprised to read that this electric vehicle is capable of powering you from 0 to 60 mph in just 4.5 seconds.

Prices start at £64,495

 

Maserati GranTurismo Sport

This Italian luxury sports coupe is beautifully crafted with elegant, sleek bodywork that can also be purchased as a soft top enabling you to enjoy the thrill of open-air motoring. Its interior is equally impressive with comfortable sports seats making long journeys a pleasure. Needless to say, the level of equipment is first class.

The exhilarating, powerful 460 bhp V8 4.7 litre engine will take you from 0 to 62mph in just 4.8 seconds producing the roar that discerning motorists have come to expect.

Prices start from £92,230

 

McLaren 600 LT

The name McLaren is associated with FI racing but the company also build road-specification McLarensports cars to an extremely high standard.

The McLaren 600 LT has a twin turbo 3.8 litre V8 engine producing 592 bhp that is capable of rocketing this vehicle from 0 to 62mph in a staggering 2.9 seconds so it is certainly not for the faint hearted.

It is of course beautifully designed both outside and inside but this really is a driver’s car with wonderful road holding.

Prices from £187,625

 

Mercedes-Benz Maybach S650

The Mercedes-Benz Maybach S650 is an exclusive saloon car built to exacting standards both in terms of coachwork and mechanically. The company is renowned for producing executive vehicles but this model goes to another level.

It has wonderfully comfy leather seats that make every journey a pleasure and a delightful wood finish. It features Mercedes-Benz Intelligent Drive and Dynamic Handling resulting in a relaxing trip.

It has a 5,980cc 12 cylinder engine producing 630 bhp. This vehicle powers from 0 to 62 mph in only 4.7 seconds on its way to a top speed of 155 mph

Prices start at £175,875.

 

Range Rover Evoque

Range Rover is renowned for producing quality 4-wheel drive vehicles that perform as well onRange Rover the motorway as they do off-road. With its distinctive styling incorporating a falling roof to the rear it has become unmistakable on the road. It comes with all the refinements you would expect from this British car manufacturer.

It has a 1,999cc engine in either petrol or diesel capable of getting from 0 to 60mph in 9.9 seconds and has a top speed of 125mph.

Prices from £31,600.

 

Rolls-Royce Phantom

This luxury saloon car is a dream to drive and you and your passengers will do so in style and Rolls Roycecomfort. It is described as the quietest Rolls-Royce ever built and every one is unique to the owner.

Inside, it will not come as a surprise to read that the fixtures and fittings are of the highest standard with original wood paneling and delightful leather seating. It is one of the most luxurious cars in the world.

It has a powerful V12 6.7 litre engine that will accelerate smoothly from 0 to 100mph in around 12 seconds.

Prices from £362,000.

Here at AIB Insurance, we have insured many makes and models of cars through our extensive panel of insurers. So, if you would like to obtain the likes of Aston Martin DBS Superleggera insurance, buy Bentley Continental GT insurance or obtain a BMW M850i xDrive insurance price feel free to call us on 02380 268 351 and speak with a friendly member of our team who will discuss your requirements in detail and arrange a no-obligation insurance quotation.

Azur Group Joins Our Panel Of Insurers

We are pleased to announce that we have added the Azur Group to our closely vetted panel of Azur Underwritinginsurers. The company specialises in providing high net worth clients with home and motor insurance through an arrangement with AIG that used to be shirt sponsors of Manchester United FC.

Azur has a reputation for providing bespoke insurance products for the discerning client to ensure that their high value home, contents and personal belongings are covered in the event of the likes of a fire, theft or accidental damage and that their executive motor vehicle is insured for the same risks

Home Insurance

Azur’s home insurance provides numerous benefits including clients having peace of mind in knowing that their residential properties have comprehensive cover with contents being insured for up to an impressive 50% of the amount that the building is covered for. Their all risks cover is renowned for being one of the best in the insurance industry.

Any newly purchased items are covered immediately with a period of 90 days being allowed to add something to the home insurance policy. It is pleasing to read that wherever a client takes their contents around the world they will be covered. Another interesting benefit is that even if the cost of rebuilding or repairing a property is more than the amount insured it will still be covered. The cost of providing alternative accommodation is met for up to 3 years. With the ever-increasing threat of cyber attack such cover for up to £100,000 is provided.

Motor Insurance

Azur has a reputation for insuring the likes of luxury and high performance cars providing comprehensive cover. An interesting benefit is that if a vehicle is stolen or damaged beyond repair and is less than 3 years of age it will be replaced with a new one of the identical make and model. If a client or their spouse drives another car that they or a family member does not own that is not mentioned in the schedule of the policy he or she will be insured on a fully comprehensive basis.

For the duration of a claim for repair damage, the cost of providing the insured with a hire car of a similar value to the one that is being repaired will be met. A client can choose anyone to repair their vehicle with manufacturer’s original parts being used wherever possible. Car rental cover is provided for up to 90 days.

Our clients will be pleased to read that Azur are renowned for providing a quality service in all their departments from producing the tailor-made quotation, setting up the home or motor insurance policy and processing any claims.

Here at AIB Insurance, we look forward to working closely with Azur for the benefit of our high net worth clients wishing to arrange quality cover for their residential properties and/or motor vehicles.

Renting vs Buying A Super Car

LamborghiniIf you are in the financial position to rent or buy a Ferrari, Porsche, Lamborghini, Aston Martin or another make of high performance car, you will need to decide which is the best option and you will also need a super car insurance quote. As with most things, there are for and against both options so let’s have a look at some of them. As a result, you may be better able to decide the best way forward.

Renting – For

  • Depreciation – as you will never own the vehicle you are not going to be bothered if the value of the super car you are driving drops in value.
  • Servicing/Mechanical Repairs – you are unlikely to be responsible for paying for the regular servicing of the vehicle or if it breaks down and needs a mechanical repair. The only thing that you may need to pay for are replacement tyres should one or more be punctured.
  • Poor Credit Rating – you will need to check with the rental company but you may find that you only need to put down a deposit and that no credit reference search will be required which means that it would not matter if you have a poor credit score.
  • Change the Car – if you decide say a couple of months into renting the Ferrari that you fancy driving around in say a Lamborghini, Aston Martin or Porsche then, subject to the terms of the rental agreement, you may be able to change it without any financial penalty enabling you to try out different super cars.
  • Possibly Less Expensive – when you take into account things like car loan repayments, servicing, possible depreciation and repair costs that you would have if you bought the car then you may discover that the monthly rental cost is lower than the overall monthly cost involved in buying the vehicle.
  • Selling the Car – this is something you will not have to worry about as you can just return it to the car rental company when no longer required.

Renting – Against

  • Repairs to Bodywork and Alloys – if you have a dent or scratch on the bodywork or alloy wheels then, depending upon the size of it, you will be responsible for the cost of having it repaired/possibly claiming on your high performance car insurance policy with these repairs either having to be done before you return the vehicle at the end of the rental period or completed once the vehicle has been returned to the rental company and then charged to you.
  • Ownership – you will never own the vehicle. So, as a limited number of supercars may actually go up in value due to them being so rare, you will not benefit financially if that were to happen.

Buying – For

  • Value – whilst most cars reduce in value as soon as they leave the forecourt, there are certain rare super cars that may actually increase in value meaning that when you come to sell the vehicle you may get more for it than you paid for it.
  • Self-esteem – let’s be honest, most car lovers would want to own the likes of an Aston Martin, Ferrari, Lamborghini or Porsche and to do so must make them feel very good about themselves.
  • Buying outright – if you are able to pay cash for the super car then you will not have to worry about monthly rental payments or finance repayments.

Buying – Against

  • Maintenance – you will be responsible for having the car serviced and for having any Aston Martinmechanical repairs undertaken. You may initially have a period of time/miles where your warranty covers you for such things but at some point, that will no doubt come to an end and you will have to meet the maintenance costs.
  • Adverse credit score- if you have a bad credit file then you may find it difficult to arrange finance towards buying the car or the lender may charge you a very high interest rate.
  • Sale of super car – if you wish to change the vehicle for another one then you will be responsible for selling your existing vehicle or putting your car in part-exchange and may not achieve the sale price you would have hoped for.

As you can see, there are pros and cons of renting and buying a super car. Ultimately, the decision is yours but we hope that we have provided you with food for thought.

Here at AIB Insurance, we have many years experience in arranging high performance car insurance. We have a bespoke, vetted panel of quality insurers who will provide a competitive quote to insure your super car without any obligation. So, if you are looking for outstanding Lamborghini car insurance, wish to buy Ferrari car insurance, need an Aston Martin insurance quote or want to buy Porsche insurance then why not give us a call on 02380 268 351 and we will be pleased to assist.

Running A Car Gets More Expensive For Young Motorists

Young Driver Keeping a car on the road has always been a costly thing to do but is particularly expensive for young drivers who tend to be faced with having to pay more for their car insurance than the more mature driver. Research by the price comparison website Compare The Market has revealed some interesting statistics in this respect.

Apparently, as at September 2018, the average annual cost of someone aged 17 to 24 running a car was £2,442. That figure has gone up in the last 6 months by an average of £60 per annum. In the last 2 years it is concerning to read that the average cost of a young motorist running a car has gone up by in excess of £140 per annum.

The average cost of a young driver insuring a car has risen to £1,324 per annum meaning that insurance costs make up over 50% of running a vehicle. Fortunately, car insurance premiums have been falling in recent months –since February 2018 premiums have dropped by an average of not far off £24 per annum.

Another factor that has added to the increase in the cost of running a car is the increase in fuel prices that we have seen at petrol stations here in the UK. In the space of 12 months this has risen by an average of 9.9% to £891 per annum.

Other things taken into account in the average cost of running a car are Road Tax at £115, breakdown cover at £56 and MOT at £54.

The 5 most popular cars owned by young motorists are: –

  1. Vauxhall Corsa
  2. Ford Fiesta
  3. Volkswagen Polo
  4. Renault Clio
  5. Volkswagen Golf

It was found that the cheapest car to insure by a young motorist was the Dacia Sandero at an average of £882 per annum. As you can see, this is significantly lower than the average cost of insurance. This was closely followed by the Fiat 500 at an average of £898 per annum to insure.

It should be borne in mind that the above figures do not take into account young drivers who need to arrange finance to fund the purchase of a vehicle. The monthly outlay in this respect can be quite significant.P Plates

The motor insurance market is extremely competitive here in the UK with numerous insurers providing cover ranging from standard car insurance to telematics cover and even pay per mile insurance. Unfortunately, not enough people bother to shop around for their cover such as when they receive their renewal notice from their existing insurance company. If they did then some may find that they could have got the same level of suitable cover but for a lower premium.

So, if you are looking for car insurance either for the first time or if your existing policy is coming up for renewal, why not get in touch with us here at AIB Insurance on 02380 268 351 and speak with a knowledgeable member of our team who will discuss your requirements and obtain a competitive quotation from our extensive panel of insurers for your perusal without any obligation.

Covea Added To Our Insurance Panel

CoveaHere at AIB Insurance, we are pleased to announce that Covea Insurance plc has recently been added to our carefully vetted panel of insurers. It provides a variety of personal and commercial lines insurance products including cover for the likes of private car, home, motor breakdown, motor trade, motor fleet, shops, offices, surgeries, property owners, tradesmen and professionals as well as cover for high net worth clients.

Covea Insurance plc can trace its history going as far back as 1958 when Norman Insurance was established that was renamed MMA Insurance in 2000. Covea Insurance was launched in 2012 following the merger of MMA Insurance with Provident Insurance.  It has won a number of awards including the Gold Accreditation for Investors in People in October 2014 and the Insurance Times Awards – Customer Champion of the Year and Training, Excellence and Impact (Insurer) in December 2014. It has 7 offices in the UK at which it employs about 1,500 staff. It has in excess of 1.9 million policyholders that, in 2017, produced premiums of £739 million. It has a Standard and Poor’s “A+ Stable” rating signifying its financial strength.

We have been most impressed with the range and quality of tailor made products offered by Covea whether it is to insure an executive five bedroomed detached property on an exclusive estate, a luxury apartment in a desirable area of London or a terraced property on the edge of a town, a family car or a top of the range high-powered sports car or an office for one of our professional clients. The level of service provided by the extremely knowledgeable staff at Covea is exceptional with no request being too much trouble.

Should you be in the unfortunate position of needing to make a claim, their dedicated UK based team is available 24 hours a day throughout the year including bank holidays. They pride themselves on their speed of response, calmness, support and attention to detail throughout the claims process being very conscious that it is, potentially, a stressful time in your life.

AIB Insurance looks forward to working closely with Covea and building on what has quickly become an effective partnership that can only be beneficial for all parties concerned including our highly valued clients both existing and new.

If you would like to find out more about Covea Insurance plc then why not visit their website at www.coveainsurance.co.uk

Aviva Private Clients Division Joins Our Panel Of Insurers

aviva private clientsAIB Insurance is very pleased to inform our high net worth clients that the Aviva Private Clients division has recently been added to our select panel of insurance companies. Its Distinct Home, Distinct Motor and Distinct Travel products provide bespoke cover for the discerning individual whether it is to insure an Edwardian country mansion, a penthouse in Mayfair, a Rolls-Royce Phantom or provide cover for a luxury holiday.

Aviva is the largest insurance company in the UK having in excess of 15,000 million customers. Its history goes back as far as 1696 when the Hand in Hand Fire & Life Insurance Society was established. In 2000 Norwich Union and CGU PLC merged as CGNU and in 2002 it became known as Aviva. It has offices in numerous countries around the world employing about 30,000 people and has a worldwide customer portfolio of over 33 million. The company deals with over 10 million calls a year and in 2017 paid out more than £34 billion in benefits and claims.

Aviva Distinct Home insurance provides outstanding, tailor made cover with a level of service that is second to none at every stage of the process from initial enquiry, setting up the policy to making a claim with a dedicated home claims adviser dealing with the latter to provide you with complete peace of mind. There are numerous benefits including worldwide, warranty free, all risks cover, access to a number of specialist suppliers, cover for student and visitors belongings and guaranteed building reinstatement.

Aviva Distinct Motor insurance provides bespoke cover that aims to exceed what is expected by our clients. Some of the benefits include new for old replacement if your car is under three years of age, choice of repairer, £4,000 to hire a car or a Mercedes-Benz C class whilst your car is being repaired and your no claims discount is not affected if an uninsured driver collides with your vehicle and you are not at fault.

Aviva Distinct Travel insurance provides an exceptional level of cover to give you complete peace of mind wherever you are travelling around the world. For instance, you have £10 million of medical emergencies and associated expenses cover worldwide, a UK based experienced claims team who are available 24 hours a day, up to £15,000 of cancellation cover and winter sports cover included in the policy.

Let us all hope that you do not need to make a claim for either say a fire in your home, a motoring accident or for medical treatment whilst on holiday but, if you do, you can be assured that your claim will be dealt with promptly with support every step of the way. We very much look forward to being of assistance.

If you would like to find out more about the insurance products offered by the Aviva Private Clients division the why not visit their website at www.aviva.co.uk/aviva-private-clients/