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Upgrade To These Top 10 Cars In 2019

If you are thinking about changing your car this year then you will be pleased to read that you have a great deal of choice as vehicle manufacturers are frequently introducing new models. Whether you are looking for an electric family saloon, a high performance two-seater sports car or a luxury vehicle you should not have any difficulty in finding one that suits you. Below we highlight what may be 10 of the top cars that you may wish to consider upgrading to in 2019.

 

Aston Martin Rapide S

This is a four door sports car that meets the exacting standards that you would expect from Aston Martin Rapide SAston Martin that has been manufacturing luxury vehicles for many years here in the UK. Both the exterior and interior are beautifully styled with top of the range materials being used.

It has an eight speed automatic gear box. The V12 5,935 cc engine produces 560 bhp and the car is capable of getting from 0 to 62 mph in a mere 4.4 seconds as it heads for a top speed of 203 mph. Of course, it comes with the unmistakable roar of an Aston Martin.

Prices from £152,749.

If you are thinking about buying an Aston Martin Rapide S or perhaps another model from the range available such as the Aston Martin DBS Superleggera insurance can be arranged through us here at AIB Insurance.

 

Audi A8

The Audi A8 is the German manufacturer’s top of the range family salon car for the discerning executive. As one would expect from this quality car builder it has been beautifully designed and comes with many features including comfortable Valcona leather seats, LED headlights and a fantastic audio and communication system The adaptive air suspension system makes for a particularly comfortable ride.

This is a nippy vehicle with its 335 bhp 3 litre V6 petrol engine propelling you from 0 to 62mph in a mere 5.6 seconds. There is also a diesel option.

Prices start from £69.995

 

Bentley Mulsanne

This is the flagship model of the luxury UK car manufacturer Bentley Motors. This handmade Bentleyvehicle has a choice of three combinations – Mulsanne, Mulsanne Speed that provides a more dynamic drive and the Mulsanne Extended Wheelbase that provides greater legroom.

The V8 6.75 litre twin turbo engine provides an incredible amount of power and the vehicle has wonderful road holding. 0 to 60 mph can be reached in 5.1 seconds and it has a top speed of 184 mph.

The interior personifies luxury in every way with comfortable leather seating and the infotainment system is top quality. You can even have the wood veneer created from a tree in your own garden.

Prices start from £229,360.

If you are considering purchasing a Bentley Mulsanne or buy Bentley Continental GT insurance can be arranged through ourselves.

 

BMW 7 Series

The BMW 7 Series is a luxury family saloon car that is manufactured to exacting standards using the finest materials. It is also available as a long wheel based version providing extra room. There is also a hybrid version.

The interior provides a warm and inviting feel with delightful leather seating that is so comfortable to relax in.

The BMW 730d xDrive has a 6 cylinder twin turbo engine that produces 265bhp and powers the vehicle form 0 to 62 mph in just 6.1 seconds.

Prices from £69,445.

You can arrange insurance cover for the BMW 7 Series or get a competitive BMW M850i xDrive insurance price through us.

 

Jaguar I-Pace S

This is a stunning looking all electric SUV and, as all Jaguar cars are, is fitted out to a luxury Jaguarstandard. It comes with semi-powered sports front seats, LED headlights and a fantastic connectivity and sound system. There are a number of other models in the range.

You may be surprised to read that this electric vehicle is capable of powering you from 0 to 60 mph in just 4.5 seconds.

Prices start at £64,495

 

Maserati GranTurismo Sport

This Italian luxury sports coupe is beautifully crafted with elegant, sleek bodywork that can also be purchased as a soft top enabling you to enjoy the thrill of open-air motoring. Its interior is equally impressive with comfortable sports seats making long journeys a pleasure. Needless to say, the level of equipment is first class.

The exhilarating, powerful 460 bhp V8 4.7 litre engine will take you from 0 to 62mph in just 4.8 seconds producing the roar that discerning motorists have come to expect.

Prices start from £92,230

 

McLaren 600 LT

The name McLaren is associated with FI racing but the company also build road-specification McLarensports cars to an extremely high standard.

The McLaren 600 LT has a twin turbo 3.8 litre V8 engine producing 592 bhp that is capable of rocketing this vehicle from 0 to 62mph in a staggering 2.9 seconds so it is certainly not for the faint hearted.

It is of course beautifully designed both outside and inside but this really is a driver’s car with wonderful road holding.

Prices from £187,625

 

Mercedes-Benz Maybach S650

The Mercedes-Benz Maybach S650 is an exclusive saloon car built to exacting standards both in terms of coachwork and mechanically. The company is renowned for producing executive vehicles but this model goes to another level.

It has wonderfully comfy leather seats that make every journey a pleasure and a delightful wood finish. It features Mercedes-Benz Intelligent Drive and Dynamic Handling resulting in a relaxing trip.

It has a 5,980cc 12 cylinder engine producing 630 bhp. This vehicle powers from 0 to 62 mph in only 4.7 seconds on its way to a top speed of 155 mph

Prices start at £175,875.

 

Range Rover Evoque

Range Rover is renowned for producing quality 4-wheel drive vehicles that perform as well onRange Rover the motorway as they do off-road. With its distinctive styling incorporating a falling roof to the rear it has become unmistakable on the road. It comes with all the refinements you would expect from this British car manufacturer.

It has a 1,999cc engine in either petrol or diesel capable of getting from 0 to 60mph in 9.9 seconds and has a top speed of 125mph.

Prices from £31,600.

 

Rolls-Royce Phantom

This luxury saloon car is a dream to drive and you and your passengers will do so in style and Rolls Roycecomfort. It is described as the quietest Rolls-Royce ever built and every one is unique to the owner.

Inside, it will not come as a surprise to read that the fixtures and fittings are of the highest standard with original wood paneling and delightful leather seating. It is one of the most luxurious cars in the world.

It has a powerful V12 6.7 litre engine that will accelerate smoothly from 0 to 100mph in around 12 seconds.

Prices from £362,000.

Here at AIB Insurance, we have insured many makes and models of cars through our extensive panel of insurers. So, if you would like to obtain the likes of Aston Martin DBS Superleggera insurance, buy Bentley Continental GT insurance or obtain a BMW M850i xDrive insurance price feel free to call us on 02380 268 351 and speak with a friendly member of our team who will discuss your requirements in detail and arrange a no-obligation insurance quotation.

European Use – Brexit Update

Just a quick message to say certain insurers including Markerstudy, Aviva and LV= are now issuing green cards for clients travelling after 31st March 2019.

We recommend if you are travelling in Europe you contact us 14 days prior to departure to ensure cover is maintained. You can contact us on the usual number 02380 268351.

Many Thanks.

List Of Upcoming Cars In 2019

There are a number of ultra-luxury, high performance cars being produced these days but we have selected a few that stand out for a variety of reasons. To be honest, we think that most drivers who appreciate sitting behind the wheel of a top quality, extremely powerful vehicle will be more than happy to take to the roads in 2019 in any one of the following:

Aston Martin DBS Superleggera

The Aston Martin DBS Superleggera has become the flagship of the Aston Martin range of Aston Martin DBS Superleggeraexquisite looking cars but be warned as it is not for the faint-hearted as it is powered by a V12 5.2 Twin Turbo 715 bhp engine that is capable of powering this Grand Tourer from 0 to 62mph in under 3.6 seconds as it accelerates to a top speed of 211 mph.

It is constructed using lightweight materials and benefits from a double wishbone front suspension. Needless to say, the road holding is impressive but you would expect nothing less from an Aston Martin.

The leather memory heated seating contours your body providing the comfiest of rides and you will love the feel of the Obsidian Black leather sports steering wheel. Enjoy music emanating from the Aston Martin premium audio system and you will have no trouble getting to your destination using the integrated satellite navigation system. It has front and rear parking sensors, 360 degree camera and parking assist. The sound emanating from the four exhausts will leave you in no doubt that you are behind the wheel of an Aston Martin.

Prices start from £225,000.

You will be pleased to read that we can arrange Aston Martin DBS Superleggera insurance through one of our closely vetted panel of reputable insurers.

 

Bentley Continental GT

The Bentley Continental GT is a beautiful looking wide, low-bodied Grand Tourer coupe that is Bentley Continental GTseriously powerful. For those of you that enjoy the thrill of the wind running through your hair, you will be pleased to read that it can also be purchased as a convertible. The 6 litre W12 twin turbocharged engine enables you to get from 0 to 60 mph in just 3.6 seconds and has a top speed of 207 mph. It has an 8 speed dual-clutch gear box making the gear change extremely quick and smooth.

It has a 48V Active Roll Control system that is capable of sensing the conditions on the road and makes changes to maximize the car’s handling.

It is even possible to have the bodywork paint in a colour that is uniquely yours.

The interior has mood lighting to enhance your journey and the memory seating is so comfortable.

Prices start from £159,100.

If you are looking to buy Bentley Continental GT insurance why not give us a call and we will be pleased to discuss your requirements and arrange a bespoke quotation with one of our quality insurance companies.

 

BMW M850i xDrive

The BMW M850i xDrive is a sleek looking sports couple that you cannot fail to enjoy driving. The BMW M850i xDrive8 cylinder TwinPower Turbo petrol engine produces 530 bhp enabling this luxurious vehicle to power from 0 to 62mph in a mere 3.7 seconds as it accelerates to a top speed of 155mph.

With the added benefit of 4 wheel drive it makes travelling around in wintry conditions somewhat easier. It comes with 20 inch alloy wheels, high performance tyres, M side gills, adaptive LED headlights, Harman/kardon loudspeaker system, extremely well thought out centre console, luxurious comfortable leather sports seats and ambient interior lighting creating a lovely cocooned feel.

This fantastic sports car provides everything you would expect from a BMW.

Prices start from £76,270.

Why not get in touch with us if you require a competitive BMW M850i xDrive insurance price from one of our vetted panel of insurers.

Young Driver High Performance Car Insurance

2019-Ferrari-488-Pista-V6-1080As a general rule, a young driver is usually encouraged by his or her parents to buy a car that falls into the lowest, cheapest insurance group. However, if he or she is determined to buy a high performance car such as a Ferrari or a Lamborghini then the cost of arranging car insurance is going to be rather more expensive than if he or she were looking to cover say a fairly standard Vauxhall Corsa.

 

There are a number of reasons why this is the case such as: –

  • A young driver at 20 years of age with a couple of years driving experience is statistically more likely to be involved in a road traffic accident than a 50 year old who has 30 years claims-free driving behind him or her.

 

  • They are probably behind the wheel of a powerful car that can get from 0 to 60mph in around 4 seconds so, that is itself, places the driver at greater risk of being involved in a car accident.

 

  • A high performance car such as a Ferrari or a Lamborghini will no doubt have a higher value than a standard 3 door hatchback so is costlier to replace.

 

  • The parts that are required to repair a high performance car following a road traffic accident are probably going to cost more thus bumping up the price of the policy.

 

  • There are fewer insurers prepared to arrange the likes of Ferrari car insurance for young driver than there are to say insure a small, low performance hatchback. As a result, with less competition, this can lead to bigger premiums for car insurance for high performance cars.

 

  • A high performance car is more likely to be stolen by a joy rider and taken for a spin and then set on fire and left abandoned.

So, if you know that to buy Lamborghini car insurance for new drivers with limited experience behind the wheel is going to involve you digging deep into your pocket how do you go about finding the cheapest high performance car insurance?

Well, you could spend a great deal of your valuable time trying to source suitable cover. For instance, you could approach the likes of your bank or building society or speak directly to a number of insurance companies or go online and use one of the many price comparison websites.

However, it is probably a better option to use a broker that has many years experience in324998_2019_Lamborghini_Urus sourcing such cover to insure a high performance car such as a Ferrari or a Lamborghini. Remember, the cheapest high performance car insurance may not necessarily be the best option to choose. Surely you would want to arrange the likes of Ferrari car insurance for a young driver with an insurer that is not only competitively priced but that also provides an outstanding level of service from providing the initial quotation to setting up the policy to one that has an enviable reputation for the way it handles claims.

In this respect, you will be pleased to read that AIB Insurance has several years experience in arranging young driver high performance car insurance. We are proud of the fact that we have a team of staff who are extremely knowledgeable and have at their disposal a closely vetted panel of renowned insurers whom they can look to source quality cover from for an affordable premium. So, why not give us a call on 02380 268 351 to discuss your requirements and obtain a quotation without any obligation to proceed. We look forward to hearing from you.

Renting vs Buying A Super Car

LamborghiniIf you are in the financial position to rent or buy a Ferrari, Porsche, Lamborghini, Aston Martin or another make of high performance car, you will need to decide which is the best option and you will also need a super car insurance quote. As with most things, there are for and against both options so let’s have a look at some of them. As a result, you may be better able to decide the best way forward.

Renting – For

  • Depreciation – as you will never own the vehicle you are not going to be bothered if the value of the super car you are driving drops in value.
  • Servicing/Mechanical Repairs – you are unlikely to be responsible for paying for the regular servicing of the vehicle or if it breaks down and needs a mechanical repair. The only thing that you may need to pay for are replacement tyres should one or more be punctured.
  • Poor Credit Rating – you will need to check with the rental company but you may find that you only need to put down a deposit and that no credit reference search will be required which means that it would not matter if you have a poor credit score.
  • Change the Car – if you decide say a couple of months into renting the Ferrari that you fancy driving around in say a Lamborghini, Aston Martin or Porsche then, subject to the terms of the rental agreement, you may be able to change it without any financial penalty enabling you to try out different super cars.
  • Possibly Less Expensive – when you take into account things like car loan repayments, servicing, possible depreciation and repair costs that you would have if you bought the car then you may discover that the monthly rental cost is lower than the overall monthly cost involved in buying the vehicle.
  • Selling the Car – this is something you will not have to worry about as you can just return it to the car rental company when no longer required.

Renting – Against

  • Repairs to Bodywork and Alloys – if you have a dent or scratch on the bodywork or alloy wheels then, depending upon the size of it, you will be responsible for the cost of having it repaired/possibly claiming on your high performance car insurance policy with these repairs either having to be done before you return the vehicle at the end of the rental period or completed once the vehicle has been returned to the rental company and then charged to you.
  • Ownership – you will never own the vehicle. So, as a limited number of supercars may actually go up in value due to them being so rare, you will not benefit financially if that were to happen.

Buying – For

  • Value – whilst most cars reduce in value as soon as they leave the forecourt, there are certain rare super cars that may actually increase in value meaning that when you come to sell the vehicle you may get more for it than you paid for it.
  • Self-esteem – let’s be honest, most car lovers would want to own the likes of an Aston Martin, Ferrari, Lamborghini or Porsche and to do so must make them feel very good about themselves.
  • Buying outright – if you are able to pay cash for the super car then you will not have to worry about monthly rental payments or finance repayments.

Buying – Against

  • Maintenance – you will be responsible for having the car serviced and for having any Aston Martinmechanical repairs undertaken. You may initially have a period of time/miles where your warranty covers you for such things but at some point, that will no doubt come to an end and you will have to meet the maintenance costs.
  • Adverse credit score- if you have a bad credit file then you may find it difficult to arrange finance towards buying the car or the lender may charge you a very high interest rate.
  • Sale of super car – if you wish to change the vehicle for another one then you will be responsible for selling your existing vehicle or putting your car in part-exchange and may not achieve the sale price you would have hoped for.

As you can see, there are pros and cons of renting and buying a super car. Ultimately, the decision is yours but we hope that we have provided you with food for thought.

Here at AIB Insurance, we have many years experience in arranging high performance car insurance. We have a bespoke, vetted panel of quality insurers who will provide a competitive quote to insure your super car without any obligation. So, if you are looking for outstanding Lamborghini car insurance, wish to buy Ferrari car insurance, need an Aston Martin insurance quote or want to buy Porsche insurance then why not give us a call on 02380 268 351 and we will be pleased to assist.

How Does Car Modification Affect Car Insurance Prices?

You are no doubt aware that there are many factors that affect how much you pay for your car insurance such as the make and model of vehicle, where you keep the car overnight, the level of cover, how many miles the vehicle is driven in a year, your age and driving experience, your claims history, what you use the car for and whether you have made any modifications to your car.

What is a modification?

Modified Ford Fiesta A modification is where it changes the car’s standard specifications and these are either cosmetic or performance related. For instance, you could add a rear spoiler or put stripes down the side of the car with these being cosmetic and/or you could have a sports suspension system or more powerful engine fitted with these being performance related.

If you modify your car in any way, it is important that you notify your insurance provider otherwise, if you were to make a claim, your policy may be invalidated and your claim may be declined.

A modification could have one of three impacts on the cost of your car insurance: –

  • Keep it the same
  • Increase it
  • Reduce it

What cars can be modified?

Ferrari Modified The list is almost endless as possibly any make and model of car can be modified in some way and most probably have been over the years. Whether you are looking to purchase and modify a Ford Fiesta, Volkswagen Beetle, Peugeot 207 or buy a high performance Lamborghini, Ferrari or Lotus, car insurance will be required.

 

Ten of the most popular car modifications

  1. Engine – if you have a more powerful engine fitted it is likely to increase the speed meaning Engine Bay that you may get from 0 to 62 mph quicker and have a higher top speed. The faster you go, the more likely you are to have a road traffic accident. Therefore, you will probably find that the cost of your car insurance will increase.

 

  1. Satellite Navigation System – if you have a sat nav fitted then it could attract the attention of thieves who could break into your car and steel it causing damage to the vehicle. So, beneficial as a sat nav is for helping you get from A to B, it may increase your motor insurance premium.

 

  1. Parking Sensors – as these help lower the possibility of you hitting another car or object when say you are reversing your premium may reduce.

 

  1. Stickers – If you were to stick “go faster stripes” down the side of your car to make it look 1968 Corvette more sporty these could be perceived by an insurer that it is making the car more appealing to a joy rider who could steal your car, drive it at high speed for a couple of hours on say a disused airfield and then set the car on fire. As a result, your premiums may rise.

 

  1. Alarm – Having an alarm fitted to your car should be looked on favourably by the car insurance company as it may deter a car thief. So, this may lower the price you pay to insure your car but do check with the insurer.

 

  1. Exhaust system – Fitting a new exhaust could improve the car’s performance resulting in your premiums increasing.

 

  1. Rear spoiler – This could help make your car go faster so an insurer could perceive this to Subaru Spoiler increase the possibility of you having an accident and, therefore, your car insurance premium may increase.

 

  1. Bodywork – If you change the shape of the vehicle in any way such as adding moldings to the side of the car then this may affect the handling of the vehicle and could result in the cost of your motor insurance rising.

 

  1. Tinted Windows – When fitted legally, the insurance company could see this as a positive factor as it could deter a thief breaking into your car to steal something off the back seat that may not be as easy to see with tinted glass. As a result, your premiums may be lowered but do check with the insurance company.

 

  1. Wheels – Having expensive new alloy wheels fitted to a car make it more appealing to the car Alloys thief whether to steal the car or just the wheels so such a modification may mean that your premium will increase.

 

If you are considering modifying your car in any way then you may first wish to speak to your insurance company to find out if and by how much it will impact on how much you pay for your cover.

Here at AIB Insurance, we have many years experience in arranging top-quality cover on a wide range of cars that have been modified in some way so why not give us a call on 02380 268 351 to discuss your requirements and obtain a competitive no-obligation quote from one or more of our extensive, closely vetted panel of reliable insurers. For instance, we are able to arrange high performance car insurance with this type of car proving popular amongst car enthusiasts who love modifying their vehicles. So, if you wish to buy Lamborghini car insurance, Lotus car insurance or Ferrari car insurance to name but three extremely powerful makes of car, do not hesitate to get in touch with us.

 

 

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