Tag Archives: Quotation

Car Of The Day…. Nissan Skyline Gt-R R33


The car of the day is the fantastic Nissan Skyline Gt-R.

The Nissan Skyline GT-R is a sports car based on the Nissan Skyline range. The first cars named “Skyline GT-R” were produced between 1969 and 1972 and were successful in Japanese touring car racing events. This model was followed by a brief production run of second-generation cars.



This wonderful sports car is insured and has plenty benefits that we can offer at AIB. The policy has legal expenses cover, choice of repairer, agreed value and salvage retention. We can offer additional benefits such as replacement vehicle and excess protection making sure your gorgeous classics are fully covered and there is no need to worry!



Call our friendly and knowledgeable car team on 02380 268351 for a bespoke quotation and see what benefits we can offer you today!

Thank you to Mr N for sharing your lovely photos with us.

Car Insurance Premiums Reduce In Q2 2018

Fiesta Motorists will be pleased to read that premiums for fully comprehensive car insurance have, on average, fallen in the second quarter of 2018 when compared to the same period last year.

According to the Confused.com Car Insurance Price Index that is produced on a quarterly basis the average amount paid for the above level of cover in Q2 of 2018 was £752 per annum. Twelve months ago, the premium was £847 per annum so there has been a drop of £95 with this equating to a fall of 11.2%. That is a significant reduction.

It is interesting to read in the above report that those motorists who merely renewed their car insurance with the same insurance company ended up paying, on average, an extra £49 per annum for their cover when looking at data covering the second quarter of this year. This just goes to show how important it is that motorists should shop around when he or she receives their renewal quotation from their existing insurer to try to get a better price elsewhere for the same level of cover.

As you are probably aware, it tends to be the young, inexperienced driver who pays more for their car insurance than others and that is not surprising. However, it is interesting that the above report reveals 17 year olds have, on average benefitted from quite a drop in the cost of insuring their cars when comparing Q2 of 2018 with Q2 of 2017. They have seen premiums fall by an average of £403 per annum to an average of £1,889 per annum. This is even lower than that being paid by 18 and 19 year olds with the former paying an average of £2,052 per annum and the later an average of £1,893 per annum. A reason for the drop could be due to an increase seen in the number of insurance companies offering telematics (black box) car insurance.

Those premiums are significantly higher than the average paid by older motorists for comprehensive cover: –

34 year old – £664 per annum

51 year old – £647 per annum

68 year old – £496 per annum

On a regional basis, Northern Ireland has seen the biggest fall in premiums with premiums dropping on average from £1,059 per annum to £894 per annum between both quarters. That is a fall of £165 per annum equating to 16%.

On a more local basis, motorists living in Inner London saw their premiums reduce by an average of £179 per annum. That may be good news for many but they are still paying more than an average of £1,000 per annum for their cover with this being the only place in the UK that this is happening.

We are sure motorists would agree that it would be lovely to see the cost of insuring their cars continue to fall.

If your cover is coming up for renewal then why not contact us here at AIB Insurance on 02380 268 351 and we will be pleased to discuss your requirements and obtain a free, competitive quotation from our extensive panel of insurers without any obligation.

Some Car Insurance Premiums Reduce

Car insurance premiums have been showing an upward trend for quite some time but the Confused.com car insurance price index has revealed that, on average, the cost of fully comprehensive car insurance has dropped slightly during the first quarter of 2018 when compared with a year ago. The average premium paid by motorists for such cover was £768 per annum with this being a small reduction of £13 per annum when compared to the first quarter of last year. This equates to a drop of around 2%.

When you look at the cost of cover based upon someone’s age, the vast majority of age brackets have seen a fall in the amount charged by car insurance providers. On average, it is still the younger motorist who has to pay the most for their car insurance. For instance, an 18 year old is paying most with premiums costing on average of £2,114 per annum. A 17 year old is paying an average of £2,003 per annum but this is actually £118 per annum less than they were paying a year ago, whilst a 21 year old is being charged an average of £1,621 per annum to insure their vehicle with this being a rise of £38 per annum. A 34 year old has to pay an average of £655 per annum.

It is perhaps interesting that someone of 68 years of age has seen his or her car insurance premiums rise by an average of £40 in the space of 12 months to an average of £543 per annum.

On a regional basis, motorists in Inner London have seen the cost of insuring their cars drop by an average of £81 per annum in comparison to a year ago. That is a fall of 6%. However, they can expect to pay, on average, more than £1,000 per annum for fully comprehensive cover. However, a motorist living in the Scottish Borders has had to face an average increase of £32 per annum to an average of £579 per annum and drivers in North and Central Wales have seen their car insurance premiums go up by an average of £12 per annum in the space of a year to an average of £629 per annum.

Let us hope that the average cost of insuring a car continues to drop in the coming months. However, it is important that motorists try to obtain the right level of cover from an insurer that provides an excellent service including when it comes to processing claims and for a competitive premium. In this respect, you will be pleased to read that, here at AIB Insurance, we have an extensive panel of insurers that can hopefully meet your exacting requirements. So, why not give us a call on 02380 268 351 and speak with a knowledgeable, friendly member of our team who will do all that he or she can to obtain a competitive quotation for your perusal without any obligation.