Tag Archives: Kirby De Gray Birch

National Best Friend Day!

It’s National Best friend day today and we’ve got lots of love in the office!

George & Jordan both love home and property insurance and can cover holiday homes and rentals!

Jenna & Kirby love modified and kit cars, classics and motorhomes.

Kim, Megan and Josie love customer service and giving our clients the best possible advice.

Ben and Jordan love learning together and are both studying the for the insurance recognised Cii level 3 certificate in insurance!

Call our team now on 02380268351 for an instant quotation!

But more importantly, have the very best National Best Friend Day!

Green Light for Green Card Ditch

 

Ok, we know travelling abroad is still extremely limited. We also know some of you may be chomping at the bit to get away. To open up the engine of that brand new drop-top you impulsively purchased in a fit of lockdown excess and/or boredom! The lure of those long French roads, no other motorists in your mirrors for miles… azure waters lapping at the edges of ocean drives… wind in your hair, freedom at your pedals…

Well the whole process of taking your wheels abroad has just been made a whole lot easier. With a post Brexit boost for Blighty, it has been confirmed recently that the EU has ditched the car insurance green card. Drivers will no longer need to apply for this internationally recognised document confirming valid third party insurance, when travelling abroad to EU countries. The green cards were set to cause travel chaos for drivers looking to head across the continent as restrictions begin to ease.

Any driver without a card driving in the EU could have faced fines, prosecution or having their car impounded. However, the Commission decided to drop the card in an effort to reduce tension around the Northern Ireland protocol – a welcome change, making it easier for them to travel freely into the Republic of Ireland. The MIBI had protested against the cards, saying ‘It was not a sustainable solution, considering the estimated 43m cross border vehicle trips per annum”

Huw Evans, Director General at the Association of British Insurers said:

“This is excellent news. We have long campaigned for the UK to be part of the Green Card Free Circulation Zone so we warmly welcome the decision by the European Commission today. The Commission has taken a pragmatic approach on the matter.  UK drivers will no longer need to apply for a green card through their insurer which will help reduce bureaucracy for drivers and road hauliers travelling between the UK and EU. It will be especially welcomed by motorists in Northern Ireland driving across the border to the Republic of Ireland.”

The move to remove the Green Card has been welcomed by the insurance industry who have campaigned to see an end to the practice.

 

 

Kirby De-Gray Birch, Director at Airsports Insurance Bureau, said:

‘It’s fantastic news and a sensible change although it still needs to be fully endorsed and rubber stamped by the European Union.  Once fully approved though, this will make things a little less complicated for Britons who prefer to travel to Europe by road rather than flying there.

If you are travelling into the EU within the next three weeks we would encourage you to call us and order a green card if you haven’t already, but any travelers travelling after this date, hold tight until it’s all ratified.’

Be aware though, if you’re eagerly kitting out your camper for a road trip to remember, you will still need the document in place for the rest of this month. While the commission has confirmed it is ditching the card, the rules haven’t come into force just yet.

Until the EU has fully implemented the change, anyone taking their car to Europe will still need to get a Green Card from their insurer before they head off abroad to countries that require one. Post-change, your certificate of insurance will be enough to head out on the highway. Bon Voyage!

The full Association of British Insurers article can be found here: https://www.abi.org.uk/news/news-articles/2021/06/abi-welcomes-decision-on-green-cards/

INTRODUCING… Jordan Thomas

 

AIB warmly welcomes Jordan Thomas to our Sales team. Jordan will be working closely with Sales Director, Kirby De Gray Birch, developing all aspects of a long established, fast growing insurance broker.

 

As part of his focused training, he will be dealing with all aspects of motor, van and home insurance. In addition, he will be working across other departments developing his overall knowledge including working within our Renewals and Customer Service department.

 

Jordan was born and bred in Braintree, Essex attending Alec Hunter Humanities College. He studied Medieval History at Winchester University, graduating with an excellent first class honours degree. 

 

 

FAST FACTS: 

A veritable book worm, Jordan enjoys reading Japanese literature and has a book signed by the brilliant, bestselling author, Haruki Murakami. A lover of sports and the outdoors, he also enjoys playing golf and plans to join a football team. He played for Colchester United youth team and wants to put the skills he acquired to the test. Jordan’s excellent university degree was presented to him by none other than lovable national treasure and horticulturist, Alan Titchmarsh.

 

WE SAY:   

“Jordan’s enthusiasm, intelligence and insightful nature was apparent from his first interview and we continue to be impressed by him every day. His formidable academic background and knowledge of customer service, combined with his resourcefulness and eloquence, stand him in good stead for a strong future at AIB. He’s already insured a member of his family and made several new sales for the business. I’m excited about his development and his already apparent ability to provide the best customer journey for our clients”.

Kirby De Gray Birch / Sales Director 

 

Despite the challenges of this past year, AIB continues to grow rapidly. We are currently looking for additional like-minded sales and customer service staff. If you want to pursue a rewarding career in a satisfying but demanding environment, or know someone who does, please send us your CV: info@aib.co.uk

AIB Talk Motorhomes

We interviewed Kirby from AIB Insurance, a motorhome, campervan and RV specialist to talk about the latest happenings in the world of insurance:

Are you seeing anything interesting with Motorhome and Camper claims?

The last 24 months have been challenging times for insurers with motorhome, RV’s and camper thefts on the increase. Take North Wales for example – police recently revealed that 30 vehicles worth over a million pounds had been stolen over the past 16 months. They believe thieves in that area were mainly targeting Fiat Ducato and Peugeot Boxer motorhomes using technology widely available on the Internet to override the manufacturer’s security measures that included the electronic immobiliser.

On a national basis though, Ford continues to be the vehicle of choice for most thieves.  Our insurance partner Ageas Insurance tells me Ford manufactured motorhomes make up less than 6% of their motorhome book but the theft rate is ridiculously high. There is no pattern as to where the motorhomes are kept, how long they have been owned or the level of security measures as they’ve seen a variety of scenarios. They have had over £350,000 worth of Fords stolen last year alone which is why they took the decision to work out what model ranges/years of manufacture were affected and decline them.

According to the Association of British Insurers (ABI), motor theft claims have increased by 20% in 2019 and motor theft claims paid by insurers in the first quarter of this year were at their highest for any quarter since 2012 with a payment made relating to vehicle crime every eight minutes. The ABI claims that the increase is in part being driven by keyless car crime whereby hi-tech criminals are able to bypass keyless technology in as little as 20 seconds. This would certainly seem to be the case with a large number of motorhome thefts as an increasing number are being stolen when they are parked on driveways.

Has this seen the cost of insurance increase?

Historically, motorhomes have been rated on three main factors: year, engine size and value (ignoring left hand drives, imports and modified vehicles etc.).  Over the last 12 months, three major motorhome insurers, Aviva, Ageas and Markerstudy have taken the unusual steps to load the premium further or even decline specific years of manufacturer, especially Ford.

Generally, motorhome and campervan insurance rates have remained stagnant apart from specific manufacturers. DIY conversions tend to cost more to insure than a coach built one.

So how can owners prevent a vehicle being stolen?

If your motorhome is stolen, having the right insurance policy in place will mean that you can at least have the peace of mind of knowing that you’ll be compensated financially for your loss. However, an insurance payout can never compensate you for the inconvenience and disruption that vehicle theft causes.

The good news is that most theft is opportunistic and thieves generally don’t like to work too hard. So, if they see a motorhome fitted with wheel locks, steering or handbrake locks or wheel clamps, it may be enough to put them off.  Of course, you can go further by installing an alarm, immobiliser, a tracking device or even installing PIR lights trained on your parking space that illuminate when they sense movement.

What should people look out for when insuring a motorhome, RV or campervan?

It is vital, that you take out appropriate motorhome insurance and select a policy that will cover all your needs.

Motorhome insurance is not like car insurance, it requires specialist knowledge and as such, you should speak to a specialist motorhome insurance provider. Most specialists will provide additional European cover, additional contents cover and cover for gas cylinders, generators and awnings.

We would encourage you to purchase legal expenses as, if you find yourself in a dispute, legal fees can be expensive. Likewise, breakdown cover can be challenging as non-specialist providers may place a height, length or weight restriction on the vehicle they cover.

Another thing to mention when buying cover, is the level of windscreen glass cover that the specific policy your purchasing provides. Many insurers restrict the windscreen cover to £500-£1000 but an owner of an A-Class could be left short and should seek insurers that provide unlimited glass cover.

The motorhome market continues to grow especially relating to the sale of higher value models that cost over £100,000 and that represents a different risk for insurers if they go missing.

What is happening in the classic car world – are vehicles still going up in value?

The classic vehicle market is renowned for its stability and consistency and the VW campervan is a prime example of that. Over the past 10 years, classic vehicle values have been consistently going up, outperforming just about everything I can think of apart from vintage wine. I’d argue that classic vehicles are a better investment here too as it’s possible to use them without instantly destroying their value!

That said, at the top end of the market such as Ferrari, Lamborghini and the like, it looks as though we’re finally seeing the pace slowing and interest levels cooling.

One element of this could be uncertainty. When it comes to high value classics, it’s a global market. Investors may simply be less prepared to spend big at a time of trade wars and uncertain future trading arrangements.

The classic vehicle market is forever evolving as new cars become classics as each year passes.

What’s your favourite classic within the motorhome and campervan arena?

I love the 1967 BMC Princess – it looks bonkers. Whilst it looks like a DIY conversion, it was actually coach-built on a Vanden Plas Princess chassis but was unusually modern for it’s time enjoying power steering and an automatic transmission.  Another favourite would be the VW T25 hightop campervan. Again, it looks so cool and I can imagine myself sitting in it with a hot cup of tea on a cold day looking out over the ocean.