Tag Archives: Europe

Green Light for Green Card Ditch


Ok, we know travelling abroad is still extremely limited. We also know some of you may be chomping at the bit to get away. To open up the engine of that brand new drop-top you impulsively purchased in a fit of lockdown excess and/or boredom! The lure of those long French roads, no other motorists in your mirrors for miles… azure waters lapping at the edges of ocean drives… wind in your hair, freedom at your pedals…

Well the whole process of taking your wheels abroad has just been made a whole lot easier. With a post Brexit boost for Blighty, it has been confirmed recently that the EU has ditched the car insurance green card. Drivers will no longer need to apply for this internationally recognised document confirming valid third party insurance, when travelling abroad to EU countries. The green cards were set to cause travel chaos for drivers looking to head across the continent as restrictions begin to ease.

Any driver without a card driving in the EU could have faced fines, prosecution or having their car impounded. However, the Commission decided to drop the card in an effort to reduce tension around the Northern Ireland protocol – a welcome change, making it easier for them to travel freely into the Republic of Ireland. The MIBI had protested against the cards, saying ‘It was not a sustainable solution, considering the estimated 43m cross border vehicle trips per annum”

Huw Evans, Director General at the Association of British Insurers said:

“This is excellent news. We have long campaigned for the UK to be part of the Green Card Free Circulation Zone so we warmly welcome the decision by the European Commission today. The Commission has taken a pragmatic approach on the matter.  UK drivers will no longer need to apply for a green card through their insurer which will help reduce bureaucracy for drivers and road hauliers travelling between the UK and EU. It will be especially welcomed by motorists in Northern Ireland driving across the border to the Republic of Ireland.”

The move to remove the Green Card has been welcomed by the insurance industry who have campaigned to see an end to the practice.



Kirby De-Gray Birch, Director at Airsports Insurance Bureau, said:

‘It’s fantastic news and a sensible change although it still needs to be fully endorsed and rubber stamped by the European Union.  Once fully approved though, this will make things a little less complicated for Britons who prefer to travel to Europe by road rather than flying there.

If you are travelling into the EU within the next three weeks we would encourage you to call us and order a green card if you haven’t already, but any travelers travelling after this date, hold tight until it’s all ratified.’

Be aware though, if you’re eagerly kitting out your camper for a road trip to remember, you will still need the document in place for the rest of this month. While the commission has confirmed it is ditching the card, the rules haven’t come into force just yet.

Until the EU has fully implemented the change, anyone taking their car to Europe will still need to get a Green Card from their insurer before they head off abroad to countries that require one. Post-change, your certificate of insurance will be enough to head out on the highway. Bon Voyage!

The full Association of British Insurers article can be found here: https://www.abi.org.uk/news/news-articles/2021/06/abi-welcomes-decision-on-green-cards/

Almost 3,000 UK Citizens A Week Claim On Travel Insurance For Medical Treatment Abroad

It is that time of year when people are looking forward to a much needed holiday abroad whether that is a week or two across the English Channel in France or Spain or further afield to the likes of the USA or Mexico. Unfortunately, not everyone bothers to arrange travel insurance that includes medical cover but having read the following statistics published by the Association of British Insurers (ABI) we are sure you will agree it would be sensible to do so.

According to the ABI, in 2018 there were 153,000 people who claimed successfully on their travel insurance policy for overseas medical treatment. That is not far off 3,000 people a week – a significant number.

The average amount paid out per medical claim reached a record level – £1,368. That is almost twice what it was 10 years ago when the figure was £768. That equates to around £209 million.

In total, £400 million was paid out last year relating to all sorts of travel insurance claims with an average amount of around £800 per claim with this being a record.

The amount paid out in 2018 for cancellation of holidays amounted to a huge £145 million. This was made up of 167,000 successful claims with the average amount paid per claim reaching a record level of £869.

£17 million was paid out to 79,000 people who had lost money or baggage with the average amount of a claim being paid out totaling £214.

In some cases, claims can run into tens of thousands of pounds so it is important that travellers have suitable cover in place. In one case, a couple on holiday in America were seriously injured having been hit by a drunk driver and the medical bill amounted to £587,000.

So, what has happened to premiums for travel insurance in 2018? Well, you would have thought they had increased but this is not the case as the average cost of travel insurance has fallen by £38 per annum.

You will be pleased to read that, if you are shortly to embark on an overseas trip, either on your own, with your partner or your family here at AIB Insurance we have many years experience in helping arrange suitable, quality, competitive overseas travel insurance to most countries around the world. So, why not give us a call on 02380 268 351 and speak with a knowledgeable, friendly member of our team who will discuss your requirements and obtain a quotation without any obligation.

Travel Insurers Paid Out £370 Million In 2016

PlaneThe peak overseas holiday season will soon be upon us with schools here in the UK shortly to break up for the summer. Many families will be taking to the sky in planes, boarding cruise liners and ferries as they venture across oceans and travelling by car or train through the Channel Tunnel onward bound to some European destination or an exotic country many thousands of miles from our shores.

With this in mind, it is perhaps rather timely to mention travel insurance that, based upon research carried out by the Association of British Insurers (ABI), rather surprisingly reveals there are a significant number of holidaymakers who are not arranging this potentially valuable form of cover. Apparently, around 1 in 4 people travelling overseas do not bother to take out travel insurance.

When you consider that 480,000 people travelling abroad last year claimed on their travel insurance policies in respect of things like lost luggage and medical treatment there is obviously a need for such cover. In fact, around £1 million was paid out to claimants every day.

Of those people, 154,000 required emergency medical assistance. The cost of such treatment amounted to £199 million. There were 83,000 claims made in respect of cash being lost and luggage going astray totaling £17 million. There were 159,000 claims made by holidaymakers who unfortunately had to cancel a holiday at a total cost of around £130 million.

When you consider that the average amount claimed for cancelling a holiday was £816 and that the average amount claimed in respect of medical treatment amounted to £1,300 yet the average amount of an annual travel insurance policy is £37 it rather puts this into perspective. It is also reassuring to note that insurers approve almost 9 out of every 10 travel insurance claims.

So, if you are looking for quality travel insurance at a competitive price, why not give us a call here at AIB Insurance on 02380 268 351 and discuss your requirements with a knowledgeable member of staff. It really is not worth the risk of travelling abroad without suitable cover.Europe

Motorhome Holiday Experience Of A Lifetime For Young Family

MotorhomeA number of our customers love taking to the roads both in the UK and Europe in their motorhomes to enjoy a family holiday or travel as a couple. Whether it is to go away for a weekend or a couple of weeks, they enjoy being able to stop off for a night or two either at a campsite that they had pre-arranged to stay at or spontaneously pull over in the countryside and spend an evening enjoying the panoramic views before settling down for a good night’s sleep.

However, there surely cannot be many people that have done what the Hurst family chose to do. David Hurst, his wife Debs, their two sons Daniel aged 6 and Darley aged 4 as well as their dog called Colin have spent 12 months, on and off, travelling about 25,000 miles around Europe in their motorhome – a Swift Escape 696.

Having previously enjoyed hiring a motorhome in 2014, they made the decision to downsize Motorhometheir home and purchase the above motorhome and then set off on what appears to have been a wonderful experience.

During the twelve months they visited almost 200 family and friends in 12 countries including the UK, France, Spain, Belgium and Morocco. Whilst on their travels they “home taught” their oldest son and generated additional income by writing. It certainly would appear that they have all had the most amazing of adventures and will have memories that will last for a lifetime.

You can read more about their travels in the Mail on Sunday in which Mr Hurst has provided some useful information about some of the places that they visited. You may find this useful should you be planning to visit some of those places.

Of course, if you are considering purchasing a motorhome, you will wish to ensure that it is suitably insured. In this respect, why not pick up the phone and speak to us here at AIB Insurance on 02380 268 351 and we will discuss your requirements with a view to obtaining a competitive motorhome insurance quotation for your consideration without any obligation.